Bonner County property record for 489626 Hwy 95, Sandpoint, ID 83864
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,358 sqft · built 1940 |
| Lot Size | 7.96 acres (346,781 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,567 (2026) |
| Deeds & Mortgages | May 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | RP59N01W098860A |
| Primary APN | RP59N01W098860A |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,358 sqft Finished Area |
| 1st Floor Area | 2,358 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Concrete |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Galvanized Metal |
| Lot Area | 346,781 sqft (7.96 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Pole Barn | 640 sqft |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Street Address | 489626 HIGHWAY 95 |
|---|---|
| City | SANDPOINT |
| State | ID |
| Zip | 83864-8137 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A/f-10 |
| Legal Description | 9-59N-1W S2S2SE W OF GN LESS PART OF TAX 9,11 |
| Legal Range | 01W |
| Legal Township | 59N |
| Legal Section | 09 |
| Jurisdiction | BONNER ID |
| Township / Civil Division | SANDPOINT |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 950201 |
Source: Bonner County records, as of October 15, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 489626 HIGHWAY 95, SANDPOINT, ID 83864-8137 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BONNER ID |
| Property Address | 489626 HIGHWAY 95, SANDPOINT, ID 83864-8137 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2023 |
| Name | Verified Name |
|---|---|
| Address | 489626 HIGHWAY 95, SANDPOINT, ID 83864-8137 |
| Document Number | 0001019920 |
|---|---|
| Date | May 11, 2023 |
| Instrument | 1019920 |
| Name | COASTAL COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | BURLINGAME, CA 94010 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Bonner County assessment roll, as of October 15, 2026
| Type | Name |
|---|---|
| State | Idaho |
| County | Bonner County |
| Unified School District | Lake Pend Oreille School District 84 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,567.00 (+4.82%) Homeowner's exemption | $470,781 (-3.19%) Land $273,717 Building $197,064 | $470,781 (-3.19%) Land $273,717 Building $197,064 |
| 2025 | $1,495.00 (-14.52%) Homeowner's exemption | $486,309 (-12.26%) Land $273,717 Building $212,592 | $486,309 (-12.26%) Land $273,717 Building $212,592 |
| 2023 | $1,749.00 Homeowner's exemption | $554,267 Land $284,305 Building $269,962 | $554,267 Land $284,305 Building $269,962 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 95% of Idaho |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| E.L. Internet Northwest Fixed Wireless | 400 / 100 |
| MountainLink Fixed Wireless | 250 / 50 |
5G and 4G LTE (outdoors only)
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