Osceola County property record for 4900 Old Oak Trl, Saint Cloud, FL 34771
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,915 sqft · built 1993 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,016 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 93069 |
| Primary APN | 93069 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,915 sqft Heated Area |
| Gross Area | 3,678 sqft |
| 1st Floor Area | 1,915 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1993 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Frame |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 21,780 sqft (0.5 acres) |
| Garage Type | Detached - Finished |
| Garage Area | 1,080 sqft |
| Parking Spaces | 8 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 746 sqft |
| Patio Area | 1,080 sqft |
| Fence | Fence |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 93069 |
|---|---|
| Street Address | 4900 OLD OAK TRL |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-9669 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | OAR1 |
| Legal Description | RUNNYMEDE OAKS PB 6 PG 151 LOTS 54 & 55 LESS COM AT NW COR OF LOT 55, N 89 DEG E 227.02 FT TO POB; N 89 DEG E 29.19 FT TO NE |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 32 |
| Legal Subdivision | RUNNYMEDE OAKS |
| Legal Tract | 4912 |
| Legal Block | 1 |
| Legal Lot Number | 54-55 55 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1049 |
| Census Tract | 43600 |
4900 Old Oak Trl is owned and occupied by an individual who acquired it in December 2020.
Source: Osceola County records, as of December 11, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4900 OLD OAK TRL, SAINT CLOUD, FL 34771-9669 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 29, 2020 |
| Deed Sale | Dec 29, 2020 |
| Prior Sale | Dec 27, 1999 · Amount on File |
| Deed Book / Page | 01686 / 00844 |
| Prior Transfer Date | Oct 12, 2009 |
| Prior Transfer Doc | 2009163459 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 4900 Old Oak Trl was $3,016 with exemptions applied.
Source: Osceola County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,016.00 Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Widower's exemption | $229,257 | $368,200 Land $100,800 Building $267,400 |
| 2023 | $2,774.00 (+2.51%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Widower's exemption | $216,307 (+3%) | $332,400 (+12.83%) Land $69,000 Building $263,400 |
| 2022 | $2,706.00 Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Widower's exemption | $210,007 | $294,600 Land $69,000 Building $225,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4900 Old Oak Trl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 278 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 278 in force |
| Nearby Flood Claims | 24 (1994–2022) |
| Claims Outside the SFHA | 2 of 24 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4900 Old Oak Trl is high, ranking above 70% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 70% of the US · above 51% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
May also be available: CenturyLink, Spectrum.
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