4883 Old Oak Trl, Saint Cloud, FL 34771 Property Records

Osceola County property record for 4883 Old Oak Trl, Saint Cloud, FL 34771

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,036 sqft · built 1978
Lot Size	2.42 acres (105,415 sqft)
Owner	Individual Name on Record
Tax Bill	$1,868 (2025)
Deeds & Mortgages	Apr 2021 Transfer Jan 2021 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`292531491000630050`

Property Details

APN / Parcel Number

Primary APN	`292531491000630050`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,036 sqft Heated Area
Gross Area	3,118 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1978
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	105,415 sqft (2.42 acres)
Garage Type	Finished

Exterior Amenities

Porch	Open Porch
Porch Area	136 sqft
Shed	1 Shed
Shed Area	308 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	4883 OLD OAK TRL
City	SAINT CLOUD
State	FL
Zip	34771-9690
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RUNNYMEDE PB 1 PG 057 BLK 63 LOTS 5, 6, 11, 12 AND W 1/2 OF LOTS 7 THRU 10 AND S 1/2 OF VAC O ST LYING N OF SAID LOTS
Legal Subdivision	RUNNYMEDE BLKS AND CHISHOLM TRAILS
Legal Block	63
Legal Lot Number	5-12
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1047
Census Tract	43600

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4883 OLD OAK TRL, SAINT CLOUD, FL 34771-9690
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2021	Quit Claim Deed, Transfer STEWART TITLE COMPANY-F, STEWART TITLE COMPANY
Jan 20, 2021	Warranty Deed, Construction Loan · Construction Mortgage THE MORTGAGE FIRM INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 9, 2022
Deed Sale	Feb 9, 2022
Prior Sale	Jan 20, 2021 · Amount on Record
Deed Document Number	0006148814
Deed Book / Page	5874 / 188
Prior Transfer Date	Apr 9, 2021
Prior Transfer Doc	2021053452
Record Updated	Jun 8, 2026

April 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OSCEOLA FL
Recording Date	Apr 9, 2021
Property Address	4883 OLD OAK TRL, SAINT CLOUD, FL 34771-9690
Document Number	0059311894
Book / Page	5931 / 1894
Map Reference	MB 1 PG 4&5
Instrument Date	Apr 8, 2021
Instrument	2021053452
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4864 MEADOW DR, SAINT CLOUD, FL 34772-7580

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4875 OLD OAK TRL, SAINT CLOUD, FL 34771-9690

January 2021: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jan 20, 2021
Property Address	4883 OLD OAK TRL, SAINT CLOUD, FL 34771-9690
Document Number	0058740188
Book / Page	5874 / 188
Map Reference	MB 1 PG 4&5
Instrument Date	Jan 19, 2021
Instrument	2021008842
Transaction Type	Construction Loan
Record Updated	Dec 12, 2025
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$665.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1136 NEW YORK AVE, SAINT CLOUD, FL 34769-3782

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4864 MEADOW DR, SAINT CLOUD, FL 34772-7580

Mortgage

Document Number	0005874189
Date	Jan 20, 2021
Instrument	5874/189

Lender

Name	THE MORTGAGE FIRM INC
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,868.00 (+10.01%) Homeowner's exemption	$124,311 (+5.99%)	$354,100 (+8.82%) Land $111,200 Building $242,900
2023	$1,698.00 (+5.73%) Homeowner's exemption	$117,290 (+3%)	$325,400 (+20.65%) Land $111,200 Building $214,200
2022	$1,606.00 Homeowner's exemption	$113,874	$269,700 Land $88,900 Building $180,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 278 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	278 in force
Nearby Flood Claims	24 (1994–2022)
Claims Outside the SFHA	2 of 24
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 4 claims Hurricane Ian, Sep 2022 · 3 claims Hurricane Irma, Sep 2017 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 51% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35

May also be available: CenturyLink, Spectrum.

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