4900 Coburn Ct, Charlotte, NC 28277 Property Records

Mecklenburg County property record for 4900 Coburn Ct, Charlotte, NC 28277

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,802 sqft · built 1994
Lot Size	0.556 acres (24,249 sqft)
Owner	2 Individual Names on File
Last Sale	$490,000 (Aug 2004)
Tax Bill	$7,708 (2023)
Deeds & Mortgages	Feb 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`225-452-14`

Property Details

APN / Parcel Number

Primary APN	`225-452-14`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,802 sqft Heated Area
Gross Area	4,301 sqft
1st Floor Area	2,339 sqft
Upper Floors Area	1,478 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Architectural Style	Other
Exterior Material	Stucco
Foundation Type	Raised
Roof Material	Wood
Lot Area	24,249 sqft (0.556 acres)
Garage Area	484 sqft
Deck Area	328 sqft
Patio Area	376 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	225-452-14
Street Address	4900 COBURN CT
City	CHARLOTTE
State	NC
Zip	28277-4535
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	L29 B2 M23-617
Legal Subdivision	CARRINGTON MAP 02
Legal Block	2
Legal Lot Number	29
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	1
Census Block	1004
Census Tract	5815

Owner

4900 Coburn Ct is owned and occupied by two individuals who bought it in August 2004.

Source: Mecklenburg County records, as of May 24, 2023

Owner of Record	2 Individual Names on File
Mailing Address	4900 COBURN CT, CHARLOTTE, NC 28277-4535
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 2, 2004 · Amount on File
Deed Sale	Aug 2, 2004 · Amount on File
Deed Document Number	0017568360
Deed Book / Page	17568 / 360
Record Updated	Jun 7, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	4900 COBURN CT, CHARLOTTE, NC 28277-4535
Document Number	0000024953
Instrument Date	Feb 11, 2020
Transaction Type	Mortgage
Record Updated	Mar 13, 2020
Title Company	NOVARE NATIONAL SETTLEMENT SERVICES, NOVARE NAT'L SETTLEMENT SVC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4900 COBURN CT CHARLOTTE NC 282774535, CHARLOTTE, NC 28277-4535

Mortgage

Document Number	0000024953
Date	Feb 24, 2020
Book Page	034304/000449
Instrument	24953

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 23, 2035

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

FEMA maps place 4900 Coburn Ct in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	3 (1978–2024)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4900 Coburn Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20