Mecklenburg County property record for 4801 Coburn Ct, Charlotte, NC 28277
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,846 sqft · built 1993 |
| Lot Size | 0.424 acres (18,484 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $525,000 (Oct 2013) |
| Tax Bill | $8,625 (2023) |
| Deeds & Mortgages | Oct 2023 Line of Credit Sep 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 225-451-05 |
| Primary APN | 225-451-05 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,846 sqft Heated Area |
| Gross Area | 4,568 sqft |
| 1st Floor Area | 1,923 sqft |
| Upper Floors Area | 1,923 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Brick Veneer |
| Foundation Type | Raised |
| Roof Material | Wood |
| Lot Area | 18,484 sqft (0.424 acres) |
| Garage Area | 668 sqft |
| Pool Area | 612 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 54 sqft |
| Patio Area | 252 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 225-451-05 |
|---|---|
| Street Address | 4801 COBURN CT |
| City | CHARLOTTE |
| State | NC |
| Zip | 28277-4539 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | L22 B3 M23-860 |
| Legal Subdivision | CARRINGTON MAP 03 |
| Legal Block | 3 |
| Legal Lot Number | 22 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 5815 |
4801 Coburn Ct is owned and occupied by two individuals who bought it in October 2013.
Source: Mecklenburg County records, as of May 24, 2023
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4801 COBURN CT, CHARLOTTE, NC 28277-4539 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 11, 2023 | Deed of Trust, Mortgage · Line of Credit SHARONVIEW FCU |
| Sep 3, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Jun 5, 2017 | Deed of Trust, Mortgage · ARM FINANCE OF AMERICA MORTGAGE LLC |
| Dec 5, 2017 | Deed of Trust, Mortgage · Line of Credit SHARONVIEW FCU |
| Sep 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 31, 2013 · Amount on File |
| Deed Sale | Oct 31, 2013 · Amount on File |
| Prior Sale | Jan 31, 2006 · Amount on File |
| Deed Document Number | 0028805867 |
| Deed Book / Page | 28805 / 867 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 4801 COBURN CT, CHARLOTTE, NC 28277-4539 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2023 |
| Title Company | TITLE365 - OMAHA, TITLE365 OMAHA |
| Name | Verified Name |
|---|
| Document Number | 0000097063 |
|---|---|
| Date | Oct 11, 2023 |
| Book Page | 38422/222 |
| Instrument | 2023097063 |
| Name | SHARONVIEW FCU |
|---|---|
| Type | Credit Union |
| Address | FORT MILL, SC 29716 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 5, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 4801 COBURN CT, CHARLOTTE, NC 28277-4539 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2023 |
| Title Company | 2020 TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0000170931 |
|---|---|
| Date | Sep 3, 2021 |
| Book Page | 36496/494 |
| Instrument | 2021170931 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 4801 COBURN CT, CHARLOTTE, NC 28277-4539 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000073761 |
|---|---|
| Date | Jun 5, 2017 |
| Book Page | 31854/789 |
| Instrument | 2017073761 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | HORSHAM, PA 19044 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Type Change Date | Jul 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.5% |
| Index | 1-Year LIBOR |
| Max Rate | 8.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 4801 COBURN CT, CHARLOTTE, NC 28277-4539 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000162806 |
|---|---|
| Date | Dec 5, 2017 |
| Book Page | 32317/372 |
| Instrument | 2017162806 |
| Name | SHARONVIEW FCU |
|---|---|
| Type | Credit Union |
| Address | FORT MILL, SC 29716 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Nov 16, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 4801 COBURN CT, CHARLOTTE, NC 28277-4539 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SERVICELINK EAST ESCROW |
| Name | Verified Name |
|---|
| Document Number | 0000158458 |
|---|---|
| Date | Sep 29, 2020 |
| Book Page | 35111/263 |
| Instrument | 2020158458 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
Source: Mecklenburg County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
FEMA maps place 4801 Coburn Ct in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 3 (1978–2024) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Sep 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4801 Coburn Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 97.9% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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