Hardin County property record for 490 Willis St, Saltillo, TN 38370
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 988 sqft · built 1976 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $24,500 (Mar 1989) |
| Tax Bill | $270 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 036018 02500 |
| Primary APN | 036018 02500 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 988 sqft Living Area |
| 1st Floor Area | 988 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1976 |
|---|---|
| Exterior Material | Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Open Porch |
| Porch Area | 384 sqft |
| Utility Building | 672 sqft |
| Heating System | Radiant |
|---|---|
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 490 WILLIS ST |
|---|---|
| City | SALTILLO |
| State | TN |
| Zip | 38370-5200 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LIFE ESTATE RETAINED |
| Legal Subdivision | LIFE ESTATE |
| Jurisdiction | HARDIN TN |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1125 |
| Census Tract | 920200 |
Source: Hardin County records, as of January 26, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 490 WILLIS ST, SALTILLO, TN 38370-5200 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 6, 1989 · Amount on Record |
| Deed Sale | Mar 6, 1989 · Amount on Record |
| Deed Document Number | 0000145767 |
| Record Updated | Jun 8, 2026 |
Source: Hardin County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hardin County |
| Municipality | Saltillo Town |
| Unified School District | Hardin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $15,400 (-) Land $1,750 Building $13,650 | ||
| 2024 | $270.00 | ||
| 2023 | $270.00 (+26.17%) | $15,400 (+48.43%) Land $1,750 Building $13,650 | $61,600 (+48.43%) Land $7,000 Building $54,600 |
| 2022 | $214.00 | $10,375 Land $1,500 Building $8,875 | $41,500 Land $6,000 Building $35,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 16, 2006 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 49 (1980–2019) |
| Claims Outside the SFHA | 2 of 49 |
| Most Recent Claim | Feb 2019 · Severe Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 57% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SALTILLO UTILITY DISTRICT serves 2,216 people · EPA ID TN0000606 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LexNet Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 50 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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