370 Willis St, Saltillo, TN 38370 Property Records

Hardin County property record for 370 Willis St, Saltillo, TN 38370

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,061 sqft · built 1960
Lot Size	0.969 acres (42,253 sqft)
Owner	Individual Name on File
Last Sale	$65,000 (Dec 2025)
Tax Bill	$509 (2023)
Deeds & Mortgages	Dec 2025 Sale Mar 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`036018 02400`

Property Details

APN / Parcel Number

Primary APN	`036018 02400`
Alternative APN	`018 02400`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,061 sqft Living Area
1st Floor Area	1,061 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1994
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	42,253 sqft (0.969 acres)
Lot Dimensions	200 ft deep x 210 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Porch	Enclosed Porch
Porch Area	117 sqft

Utilities, Heating & Cooling

Heating System	Radiant
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	370 WILLIS ST
City	SALTILLO
State	TN
Zip	38370-5210
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LIFE EST RET
Jurisdiction	HARDIN TN
Township / Civil Division	5
Census Block Group	1
Census Block	1125
Census Tract	920200

Owner

370 Willis St is owned and occupied by an individual who bought it in December 2025.

Source: Hardin County records, as of January 26, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	370 WILLIS ST, SALTILLO, TN 38370-5210
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2025	Special Warranty Deed, Transfer
Mar 31, 2020	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS
Feb 27, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 12, 2025 · Amount on File
Deed Sale	Dec 12, 2025 · Amount on File
Prior Sale	Aug 5, 2025
Deed Document Number	183564
Deed Book / Page	849 / 1412
Record Updated	Jun 8, 2026

December 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	HARDIN TN
Recording Date	Dec 12, 2025
Property Address	370 WILLIS ST, SALTILLO, TN 38370-5210
Document Number	0008491412
Book / Page	849 / 1412
Instrument Date	Nov 13, 2025
Instrument	183564
Transaction Type	Transfer
Record Updated	Dec 23, 2025

Transaction

Amount	Amount on Record
Tax	$240.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	810 VERMONT AVE NW, WASHINGTON, DC 20420-0001

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	370 WILLIS ST, SALTILLO, TN 38370-5210
Investor	Possibly a Property Investor

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARDIN TN
Recording Date	Mar 31, 2020
Property Address	370 WILLIS ST, SALTILLO, TN 38370-5210
Document Number	729410
Book / Page	000729 / 000410
Instrument Date	Mar 31, 2020
Instrument	146448
Transaction Type	Transfer
Record Updated	Jun 17, 2020
Title Company	CLOSETRAK LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$269.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	370 WILLIS ST SALTILLO TN 383705210, SALTILLO, TN 38370-5210

Mortgage

Document Number	729413
Date	Mar 31, 2020
Book Page	000729/000413
Instrument	146449

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 30, 2050

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARDIN TN
Recording Date	Feb 27, 2017
Property Address	370 WILLIS ST, SALTILLO, TN 38370-5210
Document Number	0000066167
Book / Page	661 / 67
Instrument Date	Feb 23, 2017
Instrument	128939
Transaction Type	Transfer
Record Updated	Mar 11, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	370 WILLIS ST, SALTILLO, TN 38370-5210

Tax Assessment & Valuation

Source: Hardin County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hardin County
Municipality	Saltillo Town
Unified School District	Hardin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$29,100 (-) Land $1,750 Building $27,350
2024		$29,100 (-) Land $1,750 Building $27,350
2023	$509.00 (+125.22%)	$29,100 (+165.75%) Land $1,750 Building $27,350	$116,400 (+165.75%) Land $7,000 Building $109,400
2022	$226.00	$10,950 Land $1,500 Building $9,450	$43,800 Land $6,000 Building $37,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 370 Willis St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 16, 2006 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	49 (1980–2019)
Claims Outside the SFHA	2 of 49
Most Recent Claim	Feb 2019 · Severe Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Feb 2019 · 7 claims Severe Storms, Tornadoes, And Flooding, May 2003 · 4 claims Severe Storms & Flooding, Dec 1990 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 370 Willis St is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 57% of Tennessee
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALTILLO UTILITY DISTRICT serves 2,216 people · EPA ID TN0000606
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LexNet Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 50
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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