490 W 400 N, Orem, UT 84057 Property Records

Utah County property record for 490 W 400 N, Orem, UT 84057

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.25 ba · 1,320 sqft · built 1966
Lot Size0.304 acres (13,254 sqft)
Owner2 Individual Names on File
Last Sale$581,210 (Feb 2026)
Tax Bill$2,216 (2025)
Deeds & MortgagesFeb 2026 Mortgage
Feb 2023 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN17-036-0004

Property Details

APN / Parcel Number

Primary APN17-036-0004
Alternative APN
  • 023184

Interior

Bedrooms3 Beds
Full Baths2.25 Baths
Half Baths2 Half Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,320 sqft Living Area
Gross Area3,240 sqft
1st Floor Area1,320 sqft
Basement Area1,320 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1966
Effective Year BuiltEffective 1989
Architectural StyleA-Frame
Exterior MaterialBrick/Stone
Foundation TypeConcrete
Roof TypeGable
Roof MaterialOther
Lot Area13,254 sqft (0.304 acres)
Garage TypeAttached
Garage Area600 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Slab
Porch Area312 sqft
Patio Area240 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Account Number023184
Street Address490 W 400 N
CityOREM
StateUT
Zip84057-1926
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOM W 633.08 FT & N 0 DEG 52 0 W 19 FT FR S 1/4 COR. SEC. 10, T6S, R2E, SLB&M.; N 0 DEG 52 0 W 115 FT; S 89 DEG 49 0 E 116.12 FT; S 115 FT; N 89 DEG 49 0 W 114.38 FT TO BEG. AREA 0.304 AC.
Legal Range02E
Legal Township06S
Legal Section10
Legal SubdivisionAMENDD
JurisdictionUTAH UT
Township / Civil DivisionPROVO-OREM
Census Block Group3
Census Block3013
Census Tract801

Owner

490 W 400 N is owned and occupied by two individuals who bought it in February 2026.

Source: Utah County records, as of July 20, 2026

Owner of Record2 Individual Names on File
Mailing Address490 W 400 N, OREM, UT 84057-1926
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 11, 2026Warranty Deed, Transfer · Conventional Mortgage
PRIMELENDING
Feb 21, 2023Warranty Deed, Transfer · Conventional Mortgage
SECURITY NATIONAL MORTGAGE CO
Apr 20, 2021Intrafamily Transfer, Transfer
MONUMENT TITLE INSURANCE CO
Jun 26, 2020Deed of Trust, Mortgage
FIRST COLONY MTG CORP
Aug 21, 2018Intrafamily Transfer, Transfer · Conventional Mortgage
FIRST COLONY MORTGAGE CORP
Aug 7, 2018Quit Claim Deed, Transfer
BACKMAN TITLE SERVICES LIMITED

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 11, 2026 · Amount on File
Deed SaleFeb 11, 2026 · Amount on File
Prior SaleFeb 21, 2023 · Amount on File
Deed Document Number202611236
Prior Transfer DateApr 15, 2021
Prior Transfer Doc0000074519
Record UpdatedOct 29, 2026

February 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionUTAH UT
Recording DateFeb 11, 2026
Property Address490 W 400 N, OREM, UT 84057-1926
Document Number0000011236
Instrument DateFeb 10, 2026
Instrument11236:2026
Transaction TypeTransfer
Record UpdatedFeb 19, 2026
Title CompanyFIDELITY NATIONAL TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address490 W 400 N, OREM, UT 84057-1926

Mortgage

Document Number0000011252
DateFeb 11, 2026
Instrument11252:2026
Lender
NamePRIMELENDING
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2056

February 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionUTAH UT
Recording DateFeb 21, 2023
Property Address490 W 400 N, OREM, UT 84057-1926
Document Number0000010388
Instrument DateFeb 16, 2023
Instrument10388:2023
Transaction TypeTransfer
Record UpdatedFeb 28, 2023
Title CompanyMONUMENT TITLE INSURANCE INC/UT, MONUMENT TITLE INSURANCE INC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address490 W 400 N, OREM, UT 84057-1926

Mortgage

Document Number0000010421
DateFeb 21, 2023
Instrument10421:2023
Lender
NameSECURITY NATIONAL MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2053

April 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionUTAH UT
Recording DateApr 20, 2021
Property Address490 W 400 N, OREM, UT 84057-1926
Document Number0000074519
Instrument DateApr 15, 2021
Instrument74519:2021
Transaction TypeTransfer
Record UpdatedJun 4, 2021
Title CompanyMONUMENT TITLE INSURANCE CO

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address490 W 400 N, OREM, UT 84057-1926

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUTAH UT
Property Address490 W 400 N, OREM, UT 84057-1926
Document Number0000092595
Instrument DateJun 26, 2020
Transaction TypeMortgage
Record UpdatedJul 20, 2020
Title CompanyBACKMAN OREM

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address490 W 400 N OREM UT 840571926, OREM, UT 84057-1926

Mortgage

Document Number0000092595
DateJul 1, 2020
Instrument92595
Lender
NameFIRST COLONY MTG CORP
AddressOREM, UT 84057
Agreement
AmountAmount on Record
Term360 Months
DueJun 30, 2050

August 2018: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionUTAH UT
Recording DateAug 21, 2018
Property Address490 W 400 N, OREM, UT 84057-1926
Document Number0000079549
Instrument DateAug 16, 2018
Instrument079549:2018
Transaction TypeTransfer
Record UpdatedMay 12, 2022
Title CompanyACCOMMODATION

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address490 W 400 N, OREM, UT 84057-1926
InvestorPossibly a Property Investor

Mortgage

Document Number0000079550
DateAug 21, 2018
Instrument079550:2018
Lender
NameFIRST COLONY MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2048

August 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionUTAH UT
Recording DateAug 7, 2018
Property Address490 W 400 N, OREM, UT 84057-1926
Document Number0000074449
Instrument DateAug 3, 2018
Instrument74449
Transaction TypeTransfer
Record UpdatedAug 29, 2018
Title CompanyBACKMAN TITLE SERVICES LIMITED

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address490 W 400 N OREM UT 840571926, OREM, UT 84057-1926

Tax Assessment & Valuation

The 2025 property tax bill for 490 W 400 N was $2,216, up 6.1% from the year before.

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

TypeName
StateUtah
CountyUtah County
MunicipalityOrem City
Unified School DistrictAlpine School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$280,005 (+0.61%)$509,100 (+0.61%) Land $209,500 Building $299,600
2025$2,216.00 (+6.08%)$278,300$506,000 Land $209,500 Building $296,500
2024$2,089.00 (+8.46%)
2023$1,926.00 (-1.43%)$253,165$460,300 Land $199,500 Building $260,800
2022$1,954.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 490 W 400 N in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2015)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 490 W 400 N is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.9% of Utah
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOREM CITY WATER SYSTEM
serves 98,129 people · EPA ID UTAH25020
Water SourcePurchased surface water from CENTRAL UTAH WCD - UTAH VALLEY
Last State InspectionJul 2023
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 532 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency
Fiber
10,000 / 10,000
SenaWave
Fiber
2,500 / 2,500
Xfinity
Cable
2,000 / 250
Beehive Broadband
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
CenturyLink
DSL · Fiber in parts of the area
140 / 20

May also be available: Utah Broadband.

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