Monroe County property record for 490 Stumpmier Rd, Monroe, MI 48162
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1.95 acres (84,989 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,791 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-009-005-11 |
| Primary APN | 07-009-005-11 |
|---|
| Lot Area | 84,989 sqft (1.95 acres) |
|---|
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 490 STUMPMIER RD |
|---|---|
| City | MONROE |
| State | MI |
| Zip | 48162-9407 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1D-RESIDE |
| Legal Description | PT OF THE SW 1/4 OF SEC 9, T6S, R9E, COMM AT THE SW COR OF SAID SEC 9, TH ALONG THE W LINE OF SAID SEC N 01D 40M 47S W 450 |
| Legal Range | 09E |
| Legal Township | 06S |
| Legal Section | 09 |
| Jurisdiction | MONROE MI |
| Township / Civil Division | FRENCHTOWN |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 831100 |
490 Stumpmier Rd is owned and occupied by two individuals.
Source: Monroe County records, as of September 3, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 490 STUMPMIER RD, MONROE, MI 48162-9407 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE MI |
| Property Address | 490 STUMPMIER RD, MONROE, MI 48162-9407 |
| Document Number | 0000023092 |
| Instrument Date | Oct 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2020 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 490 STUMPMIER RD MONROE MI 481629407, MONROE, MI 48162-9407 |
| Document Number | 0000023092 |
|---|---|
| Date | Oct 29, 2020 |
| Instrument | 23092 |
| Name | NATIONS LNDG |
|---|---|
| Address | INDEPENDENCE, OH 44131 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 28, 2050 |
The 2025 property tax bill for 490 Stumpmier Rd was $5,791 with a homeowner's exemption.
Source: Monroe County assessment roll, as of September 3, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Monroe County |
| County Subdivision | Frenchtown Township |
| Unified School District | Airport Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $234,000 Land $234,000 | $468,000 Land $468,000 | |
| 2025 | $5,791.00 Homeowner's exemption | ||
| 2023 | $4,973.00 Homeowner's exemption | $190,300 | $380,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 490 Stumpmier Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1982–1983) |
| Most Recent Claim | Apr 1983 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 490 Stumpmier Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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