Monroe County property record for 475 Stumpmier Rd, Monroe, MI 48162
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,348 sqft · built 1960 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $164,900 (Jul 2018) |
| Tax Bill | $2,829 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Feb 2021 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-016-016-00 |
| Primary APN | 07-016-016-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,348 sqft Living Area |
| 1st Floor Area | 1,348 sqft |
| Basement Area | 1,012 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Ranch |
| Lot Area | 14,810 sqft (0.34 acres) |
| Lot Dimensions | 183 ft deep x 80 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 475 STUMPMIER RD |
|---|---|
| City | MONROE |
| State | MI |
| Zip | 48162-9407 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LEAVE BLAN |
| Legal Description | F-1299C SEC 16 T6S R9E 0.336 AMOL COM 306 FT S 89 DEG 41'E FR NW COR SEC 16, TH S 00 DEG 04'30"E 183 FT, TH S 89 DEG 41' E 80 |
| Legal Range | 09E |
| Legal Township | 06S |
| Legal Section | 16 |
| Jurisdiction | MONROE MI |
| Township / Civil Division | FRENCHTOWN |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 831100 |
475 Stumpmier Rd is owned and occupied by two individuals who acquired it in February 2021.
Source: Monroe County records, as of September 3, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 475 STUMPMIER RD, MONROE, MI 48162-9407 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 25, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NATIONS LENDING CORP |
| Feb 17, 2021 | Intrafamily Transfer, Transfer |
| Jun 24, 2019 | Deed of Trust, Mortgage · FHA Mortgage NATIONS LNDG |
| Jul 3, 2018 | Warranty Deed, Transfer NATIONS LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 3, 2018 · Amount on File |
| Deed Sale | Jul 3, 2018 · Amount on File |
| Prior Sale | Sep 1, 2016 · Amount on File |
| Deed Document Number | 201811788 |
| Last Transfer Date | Feb 17, 2021 |
| Transfer Doc | 0000004443 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE MI |
| Property Address | 475 STUMPMIER RD, MONROE, MI 48162-9407 |
| Transaction Type | Mortgage |
| Record Updated | Apr 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 475 STUMPMIER RD, MONROE, MI 48162-9407 |
| Document Number | 2021R05115 |
|---|---|
| Date | Feb 25, 2021 |
| Instrument | 2021R05115 |
| Name | NATIONS LENDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | INDEPENDENCE, OH 44131 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONROE MI |
| Recording Date | Feb 17, 2021 |
| Property Address | 475 STUMPMIER RD, MONROE, MI 48162-9407 |
| Document Number | 2021R04443 |
| Instrument Date | Feb 17, 2021 |
| Instrument | 2021R04443 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 475 STUMPMIER RD, MONROE, MI 48162-9407 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE MI |
| Property Address | 475 STUMPMIER RD, MONROE, MI 48162-9407 |
| Document Number | 0000010884 |
| Instrument Date | Jun 24, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 24, 2019 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 475 STUMPMIER RD MONROE MI 481629407, MONROE, MI 48162-9407 |
| Document Number | 0000010884 |
|---|---|
| Date | Jul 1, 2019 |
| Instrument | 10884 |
| Name | NATIONS LNDG |
|---|---|
| Address | INDEPENDENCE, OH 44131 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 30, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE MI |
| Recording Date | Jul 3, 2018 |
| Property Address | 475 STUMPMIER RD, MONROE, MI 48162-9407 |
| Document Number | 0000011788 |
| Instrument Date | Jun 29, 2018 |
| Instrument | 11788 |
| Transaction Type | Transfer |
| Record Updated | Mar 28, 2019 |
| Title Company | LAWYERS TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,418.14 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 30037 BAYVIEW DR GIBRALTAR MI 481738629, GIBRALTAR, MI 48173-8629 |
| Document Number | 11789 |
|---|---|
| Date | Jul 3, 2018 |
| Instrument | 11789 |
| Name | NATIONS LNDG |
|---|---|
| Address | INDEPENDENCE, OH 44131 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jul 2, 2048 |
The 2025 property tax bill for 475 Stumpmier Rd was $2,829 with a homeowner's exemption.
Source: Monroe County assessment roll, as of September 3, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Monroe County |
| County Subdivision | Frenchtown Township |
| Unified School District | Airport Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $103,700 Land $103,700 | $207,400 Land $207,400 | |
| 2025 | $2,829.00 Homeowner's exemption | ||
| 2023 | $2,429.00 Homeowner's exemption | $80,000 | $160,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 475 Stumpmier Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1982–1983) |
| Most Recent Claim | Apr 1983 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 475 Stumpmier Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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