490 Stonewood Loop Ln, Henderson, NC 27537 Property Records

Vance County property record for 490 Stonewood Loop Ln, Henderson, NC 27537

Property Summary

Property Type	Agricultural Vacant Land
Lot Size	0.952 acres (41,469 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,005 (2026)
Deeds & Mortgages	May 2022 Construction Loan Nov 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`0312D01005`

Property Details

APN / Parcel Number

Primary APN	`0312D01005`
Alternative APN	`1033086`

Exterior

Lot Area	41,469 sqft (0.952 acres)

Location & Zoning

Account Number	1033086
Street Address	490 STONEWOOD LOOP LN
City	HENDERSON
State	NC
Zip	27537-5312
Property Category	Agriculture or Farming
Property Type	Vacant Land > Agricultural
Local Zoning Code	R30
Legal Description	490 STONEWOOD LOOP LN LOT 38 .952
Legal Subdivision	THE PENISULA AT KERR LAKE SUBDIVISION
Legal Block	01
Legal Lot Number	38
Jurisdiction	VANCE NC
Township / Civil Division	TOWNSVILLE
Census Block Group	3
Census Block	3002
Census Tract	960200

Owner

Source: Vance County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1124 OLD LYSTRA RD, CHAPEL HILL, NC 27517-9196
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 3, 2022	Deed of Trust, Mortgage · Construction Mortgage SCHUMACHER MORTGAGE LLC
Nov 29, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VANCE NC
Property Address	490 STONEWOOD LOOP LN, HENDERSON, NC 27537-5312
Transaction Type	Mortgage
Record Updated	Sep 29, 2023
Title Company	ADVANTAGE TITLE COMPANY, ADVANTAGE TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1124 OLD LYSTRA RD, CHAPEL HILL, NC 27517-9196

Mortgage

Document Number	001415/910
Date	May 3, 2022
Book Page	1415/910
Instrument	1930

Lender

Name	SCHUMACHER MORTGAGE LLC
Type	Mortgage Company
Address	CANTON, OH 44708

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	369 Months
Due	Feb 1, 2053

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VANCE NC
Recording Date	Nov 29, 2021
Property Address	490 STONEWOOD LOOP LN, HENDERSON, NC 27537-5312
Document Number	001407/222
Book / Page	1407 / 222
Map Reference	MB X PG 929A-929E
Instrument Date	Nov 23, 2021
Instrument	5263
Transaction Type	Transfer
Record Updated	Sep 29, 2023

Transaction

Amount	Amount on Record
Tax	$206.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1124 OLD LYSTRA RD, CHAPEL HILL, NC 27517-9196

Tax Assessment & Valuation

Source: Vance County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Vance County
Unified School District	Vance County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,005.00	$125,172 (-) Land $125,172	$125,172 (-) Land $125,172
2025	$1,005.00 (+46.72%)	$125,172 (+78.82%) Land $125,172	$125,172 (+78.82%) Land $125,172
2023	$685.00	$70,000 Land $70,000	$70,000 Land $70,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	8 units insured incl. 4 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

4G LTE only, no 5G reported

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