432 Stonewood Loop Ln, Henderson, NC 27537 Property Records

Vance County property record for 432 Stonewood Loop Ln, Henderson, NC 27537

Property Summary

Property Type	Agricultural Vacant Land
Owner	Individual Name on File
Last Sale	$375,000 (Feb 2024)
Tax Bill	$1,370 (2023)
Deeds & Mortgages	Feb 2024 Sale Jul 2022 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0312D01002`

Property Details

APN / Parcel Number

Primary APN	`0312D01002`
Alternative APN	`1029971`

Location & Zoning

Account Number	1029971
Street Address	432 STONEWOOD LOOP LN
City	HENDERSON
State	NC
Zip	27537-5312
Property Category	Agriculture or Farming
Property Type	Vacant Land > Agricultural
Legal Description	432 STONEWOOD LOOP LN LOTS 40 & 41 COMBINED 2.399
Legal Block	1
Legal Lot Number	40-41
Jurisdiction	VANCE NC
Township / Civil Division	TOWNSVILLE
Census Block Group	3
Census Block	3002
Census Tract	960200

Owner

432 Stonewood Loop Ln, agricultural vacant land, is owned by an individual who bought it in February 2024.

Source: Vance County records, as of March 14, 2024

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	162 W ALEX DR, CLAYTON, NC 27520-4444
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2024	Warranty Deed, Transfer
Jul 5, 2022	Deed of Trust, Mortgage · Construction Mortgage THE FIDELITY BANK
Jun 19, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 23, 2024 · Amount on File
Deed Sale	Feb 23, 2024 · Amount on File
Prior Sale	Jun 19, 2020 · Amount on File
Deed Document Number	507
Deed Book / Page	1442 / 1146
Record Updated	Jun 7, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VANCE NC
Recording Date	Feb 23, 2024
Property Address	432 STONEWOOD LOOP LN, HENDERSON, NC 27537-5312
Document Number	01442/1146
Book / Page	1442 / 1146
Map Reference	MB X PG 929A-929E
Instrument Date	Feb 11, 2024
Instrument	507
Transaction Type	Transfer
Record Updated	Mar 15, 2024

Transaction

Amount	Amount on Record
Tax	$750.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	225 BENNING CIR, CLAYTON, NC 27527-5360

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	162 W ALEX DR, CLAYTON, NC 27520-4444

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VANCE NC
Property Address	432 STONEWOOD LOOP LN, HENDERSON, NC 27537-5312
Transaction Type	Mortgage
Record Updated	Aug 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	225 BENNING CIR, CLAYTON, NC 27527-5360

Mortgage

Document Number	001418/933
Date	Jul 5, 2022
Book Page	1418/933
Instrument	2832

Lender

Name	THE FIDELITY BANK
Type	Bank
Address	CARY, NC 27511

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5%
Type Change Date	Aug 1, 2032
Change Frequency	Annually
Min Rate At Change	5%
Max Rate At Change	10%
Index	1-Year CMT
Max Rate	10%

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VANCE NC
Recording Date	Jun 19, 2020
Property Address	432 STONEWOOD LOOP LN, HENDERSON, NC 27537-5312
Document Number	001376/636
Book / Page	1376 / 636
Map Reference	MB X PG 929A-929E
Instrument Date	Jun 19, 2020
Instrument	2030
Transaction Type	Transfer
Record Updated	Aug 24, 2022

Transaction

Amount	Amount on Record
Tax	$378.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1450 DABNEY RD, 1450, HENDERSON, NC 27537-7013

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	225 BENNING CIR, CLAYTON, NC 27527-5360

Tax Assessment & Valuation

Source: Vance County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Vance County
Unified School District	Vance County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,370.00	$140,000 Land $140,000	$140,000 Land $140,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 432 Stonewood Loop Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	8 units insured incl. 4 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 432 Stonewood Loop Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	940 / 940
Verizon Fixed Wireless	300 / 20

Cell Coverage

4G LTE only, no 5G reported

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