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490 State St, Bangor, ME 04401 Property Records

Penobscot County and Bangor City property record for 490 State St, Bangor, ME 04401 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,748 sqft · built 1920
Lot Size0.6 acres (26,136 sqft)
Owner2 Individual Names on File
Last Sale$525,500 (May 2021)
Tax Bill$9,066 (2025)
Deeds & MortgagesMay 2021 Mortgage
Jun 2018 Mortgage
Flood ZoneZone X (minimal risk)
APNBANG M:059 L:018

Property Details

APN / Parcel Number

Primary APNBANG M:059 L:018
Alternative APN
  • 4624

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area2,748 sqft Living Area
Basement Area300 sqft
Unfinished Basement300 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 2006
Architectural StyleConventional
Exterior MaterialWood Siding
Construction TypeConcrete
Roof MaterialAsphalt
Lot Area26,136 sqft (0.6 acres)

Utilities, Heating & Cooling

Heating SystemSteam

Location & Zoning

Account Number4624
Street Address490 STATE ST
CityBANGOR
StateME
Zip04401-6608
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Lot Number18
JurisdictionBANGOR ME
Township / Civil DivisionBANGOR
Census Block Group2
Census Block2002
Census Tract300

Owner

Source: Penobscot County and Bangor City records · APN BANG M:059 L:018

Assessment roll updated July 30, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address490 STATE ST, BANGOR, ME 04401-6608
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 05, 2021Quit Claim Deed, Transfer · Stand-Alone First Mortgage
HOME POINT FINANCIAL CORPORATION
Jun 08, 2018Quit Claim Deed, Mortgage
BANGOR SVGS BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 05, 2021 · Amount on Record
Deed SaleMay 05, 2021 · Amount on Record
Prior SaleMay 31, 2006 · Amount on Record
Deed Document Number202114284
Deed Book / Page16008 / 152
Record UpdatedSep 20, 2026

May 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBANGOR ME
Recording DateMay 05, 2021
Property Address490 STATE ST, BANGOR, ME 04401-6608
Document Number0160080152
Book / Page16008 / 152
Instrument DateApr 30, 2021
Instrument14284
Transaction TypeTransfer
Record UpdatedFeb 02, 2022

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address490 STATE ST, BANGOR, ME 04401-6608

Mortgage

Document Number0000014285
DateMay 05, 2021
Instrument14285
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeGovernment Agency
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

June 2018: Quit Claim Deed, Mortgage

Document TypeQuit Claim Deed
JurisdictionBANGOR ME
Recording DateJun 08, 2018
Property Address490 STATE ST, BANGOR, ME 04401-6608
Document Number0148340220
Book / Page014834 / 000220
Instrument DateJun 05, 2018
Instrument15261
Transaction TypeMortgage
Record UpdatedJun 27, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address490 STATE ST BANGOR ME 044016608, BANGOR, ME 04401-6608

Mortgage

Document Number148340221
DateJun 08, 2018
Book Page014834/000221
Instrument15262
Lender
NameBANGOR SVGS BK
TypeFederal Savings Bank
AddressBANGOR, ME 04402-0400
Agreement
AmountAmount Recorded
Term180 Months
DueJun 07, 2033
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Penobscot County and Bangor City records · Assessment roll updated July 30, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaine
CountyPenobscot County
MunicipalityBangor City
Unified School DistrictBangor (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$9,066.00 (-2.27%)$512,200 (+2.42%) Land $79,000 Building $433,200
2024$9,277.00 (+4.81%)$500,100 (+8.2%) Land $79,000 Building $421,100$575,510
2023$8,851.00 (+5.52%)$462,200 (+12.4%) Land $79,000 Building $383,200
2022$8,388.00$411,200 Land $79,000 Building $332,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Penobscot County (23019C), updated August 7, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 230190003002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 211 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Consolidated CommunicationsFiber2,000 / 2,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
AT&TFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: GoNetspeed. Availability varies by address; speeds are provider-advertised maximums, not measured.

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