436 State St, Bangor, ME 04401 Property Records

Penobscot County and Bangor City property record for 436 State St, Bangor, ME 04401

Property Summary

Property Type	Single Family Home
Details	8 bd · 4.5 ba · 5,100 sqft · built 1893
Lot Size	0.59 acres (25,700 sqft)
Owner	2 Individual Names on Record
Last Sale	$625,000 (Oct 2022)
Tax Bill	$16,234 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`BANG M:059 L:010`

Property Details

APN / Parcel Number

Primary APN	`BANG M:059 L:010`
Alternative APN	`6748`

Interior

Bedrooms	8 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	3 Stories
Building Area	5,100 sqft Living Area
1st Floor Area	1,470 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1893
Effective Year Built	Effective 1893
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Asphalt
Lot Area	25,700 sqft (0.59 acres)

Utilities, Heating & Cooling

Heating System	Steam

Location & Zoning

Account Number	6748
Street Address	436 STATE ST
City	BANGOR
State	ME
Zip	04401-6606
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	URD1
Legal Lot Number	10
Jurisdiction	BANGOR ME
Township / Civil Division	BANGOR
Census Block Group	2
Census Block	2003
Census Tract	300

Owner

Source: Penobscot County and Bangor City records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	436 STATE ST, BANGOR, ME 04401-6606
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage LUMINATE HOME LOANS
Apr 14, 2020	Deed of Trust, Mortgage KEYBANK USA
Apr 14, 2020	Deed of Trust, Mortgage KEYBANK USA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 27, 2022 · Amount on Record
Deed Sale	Oct 27, 2022 · Amount on Record
Deed Book / Page	16669 / 119
Record Updated	Sep 20, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BANGOR ME
Recording Date	Oct 27, 2022
Property Address	436 STATE ST, BANGOR, ME 04401-6606
Document Number	0166690119
Book / Page	16669 / 119
Instrument Date	Oct 17, 2022
Instrument	31881
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5551 29TH ST, GREELEY, CO 80634-8315

Mortgage

Document Number	0000031882
Date	Oct 27, 2022
Instrument	31882

Lender

Name	LUMINATE HOME LOANS

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BANGOR ME
Property Address	436 STATE ST, BANGOR, ME 04401-6606
Document Number	0155000145
Instrument Date	Apr 14, 2020
Transaction Type	Mortgage
Record Updated	May 15, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	436 STATE ST BANGOR ME 044016606, BANGOR, ME 04401-6606

Mortgage

Document Number	0155000145
Date	Apr 21, 2020
Book Page	015500/000145
Instrument	10591

Lender

Name	KEYBANK USA
Type	Bank
Address	CLEVELAND, OH 44114-1306

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 20, 2050

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BANGOR ME
Property Address	436 STATE ST, BANGOR, ME 04401-6606
Document Number	0155000164
Instrument Date	Apr 14, 2020
Transaction Type	Mortgage
Record Updated	May 14, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	436 STATE ST BANGOR ME 044016606, BANGOR, ME 04401-6606

Mortgage

Document Number	0155000164
Date	Apr 21, 2020
Book Page	015500/000164
Instrument	10592

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLYN, OH 44144

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Apr 20, 2040

Tax Assessment & Valuation

Source: Penobscot County and Bangor City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Penobscot County
Municipality	Bangor City
Unified School District	Bangor (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$16,234.00 (+0.94%)	$917,200 (+5.79%) Land $85,200 Building $832,000
2024	$16,083.00 (+2.92%)	$867,000 (+6.25%) Land $85,200 Building $781,800
2023	$15,626.00 (+5.25%)	$816,000 (+12.12%) Land $85,200 Building $730,800
2022	$14,847.00	$727,800 Land $85,200 Building $642,600

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BANGOR WATER DISTRICT serves 27,298 people · EPA ID ME0090110
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GoNetspeed.

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