490 Stableridge St, El Cajon, CA 92019 Property Records

San Diego County property record for 490 Stableridge St, El Cajon, CA 92019

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,007 sqft · built 1973
Lot Size	0.466 acres (20,300 sqft)
Owner	Company Name on File
Last Sale	$138,000 (Dec 1985)
Tax Bill	$4,286 (2025)
Deeds & Mortgages	Jun 2023 Transfer Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`512-220-16-00`

Property Details

APN / Parcel Number

Primary APN	`512-220-16-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,007 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	20,300 sqft (0.466 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	490 STABLERIDGE ST
City	EL CAJON
State	CA
Zip	92019-1245
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-20
Legal Description	LOT 83 TR 007385
Legal Subdivision	RANCHO CABALLO
Legal Tract	007385
Legal Block	2
Legal Lot Number	83
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2001
Census Tract	15602

Owner

490 Stableridge St is owned by a company that acquired it in May 2023 and is owner-occupied.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Company Name on File
Mailing Address	490 STABLERIDGE ST, EL CAJON, CA 92019-1245
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2023	Intrafamily Transfer, Transfer
Feb 18, 2020	Quit Claim Deed, Transfer QUICKEN LNS
Oct 31, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 31, 1985 · Amount on File
Deed Sale	Dec 31, 1985 · Amount on File
Deed Document Number	1985498787
Last Transfer Date	May 24, 2023
Transfer Doc	0000142921
Record Updated	Sep 20, 2026

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 1, 2023
Property Address	490 STABLERIDGE ST, EL CAJON, CA 92019-1245
Document Number	0000142921
Map Reference	MAP 7385
Instrument Date	May 24, 2023
Instrument	2023-0142921
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	490 STABLERIDGE ST, EL CAJON, CA 92019-1245

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 18, 2020
Property Address	490 STABLERIDGE ST, EL CAJON, CA 92019-1245
Document Number	0000081772
Instrument Date	Feb 11, 2020
Instrument	81772
Transaction Type	Transfer
Record Updated	Feb 28, 2020
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	490 STABLERIDGE ST EL CAJON CA 920191245, EL CAJON, CA 92019-1245

Mortgage

Document Number	81773
Date	Feb 18, 2020
Instrument	81773

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 17, 2050

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 31, 2019
Property Address	490 STABLERIDGE ST, EL CAJON, CA 92019-1245
Document Number	0000499227
Instrument Date	Oct 31, 2019
Instrument	499227
Transaction Type	Transfer
Record Updated	Nov 8, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	490 STABLERIDGE ST EL CAJON CA 920191245, EL CAJON, CA 92019-1245

Tax Assessment & Valuation

The 2025 property tax bill for 490 Stableridge St was $4,286 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$309,385 (+2%) Land $121,853 Building $187,532
2025	$4,286.00 Homeowner's exemption	$303,319 Land $119,464 Building $183,855
2023	$4,075.00 (-4.16%) Homeowner's exemption	$291,542 Land $114,826 Building $176,716
2022	$4,252.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 490 Stableridge St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 490 Stableridge St is moderate, ranking above 63% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · lower than 61% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks.

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