481 Stableridge St, El Cajon, CA 92019 Property Records

San Diego County property record for 481 Stableridge St, El Cajon, CA 92019

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,061 sqft · built 1973
Lot Size0.459 acres (20,000 sqft)
Owner2 Trust Names on File
Last Sale$1,130,000 (Mar 2026)
Tax Bill$3,662 (2025)
Deeds & MortgagesMar 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN512-220-25-00

Property Details

APN / Parcel Number

Primary APN512-220-25-00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area2,061 sqft Living Area

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Lot Area20,000 sqft (0.459 acres)
View / LotGood
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address481 STABLERIDGE ST
CityEL CAJON
StateCA
Zip92019-1246
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-20
Legal DescriptionLOT 106 TR 007385
Legal SubdivisionRANCHO CABALLO
Legal Tract007385
Legal Block2
Legal Lot Number106
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2012
Census Tract15602

Owner

481 Stableridge St is held in a trust since March 2026.

Source: San Diego County records, as of July 28, 2026

Owner of Record2 Trust Names on File
Mailing Address2470 POINTE PKWY, SPRING VALLEY, CA 91978-2034
Owner TypeCompany
VestingTrust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 17, 2026 · Amount on File
Deed SaleMar 17, 2026 · Amount on File
Deed Document Number202672915
Prior Transfer DateJun 14, 1995
Prior Transfer Doc0000258749
Record UpdatedOct 29, 2026

March 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateMar 17, 2026
Property Address481 STABLERIDGE ST, EL CAJON, CA 92019-1246
Document Number0000072915
Map ReferenceMAP 7385
Instrument DateMar 3, 2026
Instrument2026-0072915
Transaction TypeTransfer
Record UpdatedMar 25, 2026
Title CompanyCHICAGO TITLE COMPANY-SD, CHICAGO TITLE COMPANY SD

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address2470 POINTE PKWY, SPRING VALLEY, CA 91978-2034

Mortgage

Document Number0000072916
DateMar 17, 2026
Instrument2026-0072916
Lender
NameNEXERA HOLDING LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2056

Tax Assessment & Valuation

The 2025 property tax bill for 481 Stableridge St was $3,662, down 0.2% from the year before.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEl Cajon City
Elementary School DistrictCajon Valley Union Elementary School District (KG - 08)
Secondary School DistrictGrossmont Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,100,000 (+625.12%) Land $625,000 Building $475,000
2025$3,662.00 (-0.22%) Homeowner's exemption$151,699 Land $36,660 Building $115,039
2024$3,670.00 (+1.3%)
2023$3,623.00 (+6.06%) Homeowner's exemption$145,811 Land $35,238 Building $110,573
2022$3,416.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 481 Stableridge St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 481 Stableridge St is moderate, ranking above 63% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 63% of the US · lower than 61% of California
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHELIX WATER DISTRICT
serves 277,918 people · EPA ID CA3710010
Water SourceSurface water
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

May also be available: GeoLinks.

Nearby Properties on Stableridge St

Nearby Streets

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