490 Santander Dr, San Ramon, CA 94583 Property Records

Contra Costa County property record for 490 Santander Dr, San Ramon, CA 94583

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,070 sqft · built 1979
Lot Size	0.283 acres (12,330 sqft)
Owner	2 Individual Names on Record
Last Sale	$525,000 (Dec 2001)
Tax Bill	$10,443 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Aug 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`209-501-013-4`

Property Details

APN / Parcel Number

Primary APN	`209-501-013-4`
Alternative APN	`209-501-013`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,070 sqft Living Area
1st Floor Area	2,070 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1990
Architectural Style	Cluster
Lot Area	12,330 sqft (0.283 acres)
Garage Type	Attached
Garage Area	655 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	490 SANTANDER DR
City	SAN RAMON
State	CA
Zip	94583-2153
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T05217 L0046 B
Legal Subdivision	SUBDIVISION 5217
Legal Tract	05217
Legal Lot Number	46
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	2
Census Block	2000
Census Tract	345116

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	490 SANTANDER DR, SAN RAMON, CA 94583-2153
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage TOWNE MORTGAGE CO
Aug 28, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIRST UNITED CU
Oct 17, 2017	Deed of Trust, Mortgage · Line of Credit FIRST UNITED CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 12, 2001 · Amount on Record
Deed Sale	Dec 12, 2001 · Amount on Record
Deed Document Number	2001382966
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	490 SANTANDER DR, SAN RAMON, CA 94583-2153
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000061259
Date	Mar 31, 2020
Instrument	2020-061259

Lender

Name	TOWNE MORTGAGE CO
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	490 SANTANDER DR, SAN RAMON, CA 94583-2153
Document Number	0000138530
Instrument Date	Aug 28, 2018
Transaction Type	Mortgage
Record Updated	Sep 10, 2018
Title Company	SERVICELINK CRS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	490 SANTANDER DR SAN RAMON CA 945832153, SAN RAMON, CA 94583-2153

Mortgage

Document Number	0000138530
Date	Aug 29, 2018
Instrument	138530

Lender

Name	FIRST UNITED CU
Type	Credit Union
Address	PLEASANTON, CA 94588-2718

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 28, 2038

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	490 SANTANDER DR, SAN RAMON, CA 94583-2153
Document Number	0000196600
Instrument Date	Oct 17, 2017
Transaction Type	Mortgage
Record Updated	Aug 27, 2018
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	490 SANTANDER DR SAN RAMON CA 945832153, SAN RAMON, CA 94583-2153

Mortgage

Document Number	0000196600
Date	Oct 25, 2017
Instrument	196600

Lender

Name	FIRST UNITED CU
Type	Mortgage Company
Address	PLEASANTON, CA 94588-2718

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 24, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	San Ramon City
Unified School District	San Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$890,062 (+2%) Land $497,246 Building $392,816
2025	$10,443.00 (+3.84%) Homeowner's exemption	$872,611 (+4.04%) Land $487,497 Building $385,114
2023	$10,057.00 (+0.77%) Homeowner's exemption	$838,728 Land $468,568 Building $370,160
2022	$9,980.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 549 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100

May also be available: T-Mobile.

Nearby Properties on Santander Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures