485 Santander Dr, San Ramon, CA 94583 Property Records

Contra Costa County property record for 485 Santander Dr, San Ramon, CA 94583 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 1980
Square Footage2,585 sqft Living Area
Lot Size9,760 sqft (0.224 acres)
OccupancyOwner Occupied
Last Sale$1,750,000 (2024)
Tax Bill$20,321.00 (2025)

Owner

Source: Contra Costa County records · APN 209-502-013-3

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address485 SANTANDER DR, SAN RAMON, CA 94583-2155
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
May 09, 2024Grant Deed, Transfer · Conventional Mortgage
STAR ONE CU
Jun 29, 2020Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA
Sep 19, 2018Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 09, 2024 · Amount on Record
Deed SaleMay 09, 2024 · Amount on Record
Deed Doc Number202443760
Prior Transfer DateJun 17, 2014
Prior Transfer Doc0000111500
Record RefreshedSep 20, 2026

May 2024: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCONTRA COSTA CA
Recording DateMay 09, 2024
Property Address485 SANTANDER DR, SAN RAMON, CA 94583-2155
Document Number0000043760
Map ReferenceMB 216 PG 1
Instrument DateMay 06, 2024
Instrument2024-043760
Transaction TypeTransfer
Record UpdatedMay 17, 2024
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property (Marital Community) with Rights of Survivorship
Address485 SANTANDER DR, SAN RAMON, CA 94583-2155

Mortgage

Document Number0000043761
DateMay 09, 2024
Instrument2024-043761
Lender
NameSTAR ONE CU
TypeCredit Union
AddressSUNNYVALE, CA 94088
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2054
Interest
Rate TypeAdjustable Rate
Rate6.12%
Type Change DateJun 01, 2027
Change FrequencyAnnually
Min Rate At Change4.12%
Max Rate At Change8.12%
Index52-Week T-Bill (1-Year)
Max Rate11.1%

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address485 SANTANDER DR, SAN RAMON, CA 94583-2155
Document Number0000140621
Instrument DateJun 29, 2020
Transaction TypeMortgage
Record UpdatedJul 22, 2020
Title CompanyWFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address485 SANTANDER DR SAN RAMON CA 945832155, SAN RAMON, CA 94583-2155

Mortgage

Document Number0000140621
DateJul 15, 2020
Instrument140621
Lender
NameBANK OF AMERICA
TypeBank
AddressTAMPA, FL 33634
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address485 SANTANDER DR, SAN RAMON, CA 94583-2155
Document Number0000158457
Instrument DateSep 19, 2018
Transaction TypeMortgage
Record UpdatedOct 15, 2018
Title CompanyWFG LENDER SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address485 SANTANDER DR SAN RAMON CA 945832155, SAN RAMON, CA 94583-2155

Mortgage

Document Number0000158457
DateOct 04, 2018
Instrument158457
Lender
NameBANK OF AMERICA
TypeBank
AddressTAMPA, FL 33634
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Contra Costa County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
MunicipalitySan Ramon City
Unified School DistrictSan Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed Value
2026$1,820,700 (+2%) Land $1,196,460 Building $624,240
2025$20,321.00 (+271.98%) Homeowner's exemption$1,785,000 (+315.35%) Land $1,173,000 Building $612,000
2023$5,463.00 (+0.81%) Homeowner's exemption$429,759 Land $147,687 Building $282,072
2022$5,419.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Contra Costa County (06013C), updated October 12, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN209-502-013-3
Alternative APN
  • 209-502-013

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms10 Rooms
Building Area2,585 sqft Living Area
1st Floor1,423 sqft 1st Floor
2nd Floor1,162 sqft 2nd Floor
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1980
Architectural StyleTraditional Style
Exterior MaterialStucco Exterior
Roof MaterialWood Shingle Roof
Lot Area9,760 sqft (0.224 acres)
Depth X Width132 ft x 82 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area650 sqft Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address485 SANTANDER DR
CitySAN RAMON
StateCA
Zip94583-2155
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionT05217 L0207 B
Legal SubdivisionSUBDIVISION 5217
Legal Tract05217
Legal Lot Number207
JurisdictionCONTRA COSTA CA
Minor Civil DivisionCENTRAL CONTRA COSTA
Census Blockgroup1
Census Block1005
Census Tract345116

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