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490 S Gulf Blvd, Placida, FL 33946 Property Records

Charlotte County property record for 490 S Gulf Blvd, Placida, FL 33946

Property Summary

Property TypeSingle Family Home
Details3 bd · 5 ba · 3,539 sqft · built 2004
Lot Size0.55 acres (24,000 sqft)
OwnerIndividual Name on File
Last Sale$1,600,000 (Sep 2018)
Tax Bill$34,070 (2025)
Deeds & MortgagesOct 2019 Mortgage
Sep 2018 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN42-20-04-201-003

Property Details

APN / Parcel Number

Primary APN42-20-04-201-003
Alternative APNs
  • 0079791-000000-7
  • 10004716415

Interior

Bedrooms3 Beds
Full Baths5 Baths
Stories2 Stories
Building Area3,539 sqft Living Area
Gross Area4,723 sqft
Upper Floors Area1,573 sqft

Interior Amenities

Fireplaces1 Fireplace
FireplaceFireplace
Fire SprinklersFire Sprinklers
ElevatorElevator

Exterior

Year BuiltBuilt 2004
Architectural StyleOther
Exterior MaterialFiber Cement Siding
Construction TypeMetal Frame
Foundation TypePile
Roof MaterialMetal
Lot Area24,000 sqft (0.55 acres)
Lot Dimensions240 ft deep x 100 ft wide
Garage Area506 sqft

Exterior Amenities

PorchPorch
Porch Area860 sqft
Deck Area80 sqft
Patio Area412 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number10004716415
Old Parcel Number00797910000007
Street Address490 S GULF BLVD
CityPLACIDA
StateFL
Zip33946
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeBBI
Legal DescriptionDPB 000 0000 0004 DON PEDRO BEACH LOT 4 1220/1840 1711/2123 1823/1596 4354/1409 E4435/2044
Legal Range20E
Legal Township42S
Legal Section04
Legal SubdivisionDON PEDRO BEACH
Legal Lot Number4
JurisdictionCHARLOTTE FL
Township / Civil DivisionGROVE CITY-ROTONDA
Census Block Group2
Census Block2015
Census Tract30402

Owner

490 S Gulf Blvd is owned by an individual who bought it in September 2018.

Source: Charlotte County records, as of December 10, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address1875 COUNTRY LN, PALM HARBOR, FL 34683-2333
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 4, 2019Deed of Trust, Mortgage
CALIBER HM LOANS
Sep 4, 2018Warranty Deed, Transfer · Conventional Mortgage
MEGA CAPITAL FUNDING INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 4, 2018 · Amount on File
Deed SaleSep 4, 2018 · Amount on File
Prior SaleSep 19, 2000 · Amount on File
Deed Document Number2642782
Deed Book / Page4354 / 1409
Record UpdatedJun 8, 2026

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLOTTE FL
Property Address490 S GULF BLVD, PLACIDA, FL 33946
Document Number0044930699
Instrument DateOct 4, 2019
Transaction TypeMortgage
Record UpdatedNov 1, 2019
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1875 COUNTRY LN PALM HARBOR FL 346832333, PALM HARBOR, FL 34683-2333

Mortgage

Document Number0044930699
DateOct 14, 2019
Book Page004493/000699
Instrument2751573
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
Address1525 S BELT LINE RD, COPPELL, TX 75019-4913
Agreement
AmountAmount on Record
Term360 Months
DueOct 13, 2049

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHARLOTTE FL
Recording DateSep 4, 2018
Property Address490 S GULF BLVD, PLACIDA, FL 33946
Document Number0043541409
Book / Page4354 / 1409
Map ReferenceMB7 PG17
Instrument DateAug 31, 2018
Instrument2642782
Transaction TypeTransfer
Record UpdatedFeb 7, 2022
Title CompanyATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$11,200.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 3818, PLACIDA, FL 33946-3818

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1875 COUNTRY LN, PALM HARBOR, FL 34683-2333

Mortgage

Document Number0002642783
DateSep 4, 2018
Instrument2642783
Lender
NameMEGA CAPITAL FUNDING INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 490 S Gulf Blvd was $34,070.

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$34,070.00$1,971,506$1,748,379 Land $636,480 Building $1,111,899
2023$35,346.00 (+20.36%)$1,629,344 (-8.47%)$1,761,956 (-1.02%) Land $636,480 Building $1,125,476
2022$29,368.00$1,780,170 Land $450,840 Building $1,329,330$1,780,170 Land $450,840 Building $1,329,330

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 490 S Gulf Blvd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 677 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1,446 units insured
incl. 769 condo units
Nearby Flood Claims679 (1982–2025)
Most Recent ClaimMar 2025 · rainfall accumulation
Claims by Event
  • Hurricane Milton, Oct 2024 · 377 claims
  • Hurricane Helene, Oct 2024 · 156 claims
  • Hurricane Ian, Sep 2022 · 39 claims

Coastal Barrier Resources

Source: USFWS Coastal Barrier Resources System, as of December 19, 2024

Coastal Barrier Resources SystemYes
UnitP21 “Bocilla Island”
Unit TypeSystem Unit
DesignatedOct 18, 1982
NFIP EligibilityNot eligible (built 2004)
built after the Oct 1, 1983 cutoff · private flood insurance only

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 490 S Gulf Blvd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on S Gulf Blvd

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