490 Russell Dr, Arnold, CA 95223 Property Records

Calaveras County property record for 490 Russell Dr, Arnold, CA 95223

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,854 sqft · built 1966
Lot Size	0.49 acres (21,344 sqft)
Owner	2 Individual Names on Record
Last Sale	$377,000 (Sep 2020)
Tax Bill	$4,938 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`026-010-001-000`

Property Details

APN / Parcel Number

Primary APN	`026-010-001-000`
Alternative APN	`026010001`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,854 sqft Living Area

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1979
Architectural Style	Modern
Construction Type	Wood
Lot Area	21,344 sqft (0.49 acres)
Garage Area	336 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic

Location & Zoning

Street Address	490 RUSSELL DR
City	ARNOLD
State	CA
Zip	95223
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	BLUE LAKE SPRINGS SUB 2 LOT 139
Legal Subdivision	BLUE LAKE SPRINGS SUB
Legal Lot Number	139
Legal Unit	2
Jurisdiction	CALAVERAS CA
Township / Civil Division	ARNOLD-WEST POINT
Census Block Group	1
Census Block	1007
Census Tract	505

Owner

Source: Calaveras County records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4555 SAN JUAN AVE, FREMONT, CA 94536-5544
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2020	Grant Deed, Transfer · Conventional Mortgage FREMONT BANK
Mar 24, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 23, 2020 · Amount on Record
Deed Sale	Sep 23, 2020 · Amount on Record
Prior Sale	Dec 29, 2016 · Amount on Record
Deed Document Number	202013505
Prior Transfer Date	Mar 9, 2020
Prior Transfer Doc	0000003654
Record Updated	Oct 29, 2026

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CALAVERAS CA
Recording Date	Sep 23, 2020
Property Address	490 RUSSELL DR, ARNOLD, CA 95223
Document Number	0000013505
Map Reference	MB 2 PG 66
Instrument Date	Sep 11, 2020
Instrument	2020-013505
Transaction Type	Transfer
Record Updated	Aug 26, 2021
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4555 SAN JUAN AVE, FREMONT, CA 94536-5544

Mortgage

Document Number	0000013506
Date	Sep 23, 2020
Instrument	2020-013506

Lender

Name	FREMONT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

March 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CALAVERAS CA
Recording Date	Mar 24, 2020
Property Address	490 RUSSELL DR, ARNOLD, CA 95223
Document Number	0000003654
Instrument Date	Mar 9, 2020
Instrument	2020-003654
Transaction Type	Transfer
Record Updated	Aug 26, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003655
Date	Mar 24, 2020
Instrument	2020-003655

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Calaveras County assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	California
County	Calaveras County
Secondary School District	Bret Harte Union High School District (09 - 12)
Elementary School District	Vallecito Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$416,235 (+2%) Land $33,121 Building $383,114
2025	$4,938.00 (+2.73%)	$408,074 (+4.04%) Land $32,472 Building $375,602
2023	$4,807.00 (+4.75%)	$392,230 Land $31,212 Building $361,018
2022	$4,589.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 30, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 68% of California
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Cal.net.

Cell Coverage

5G and 4G LTE (outdoors only)

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