435 Russell Dr, Arnold, CA 95223 Property Records

Calaveras County property record for 435 Russell Dr, Arnold, CA 95223

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,800 sqft · built 1968
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on File
Last Sale	$198,000 (Feb 2016)
Tax Bill	$3,082 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Feb 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`026-008-015-000`

Property Details

APN / Parcel Number

Primary APN	`026-008-015-000`
Alternative APN	`026-008-015`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,800 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1990
Architectural Style	Conventional
Construction Type	Wood
Lot Area	14,810 sqft (0.34 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic

Location & Zoning

Old Parcel Number	026-008-015
Street Address	435 RUSSELL DR
City	ARNOLD
State	CA
Zip	95223
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	BLUE LAKE SPRINGS SUB 1 LOT 33
Legal Subdivision	BLUE LAKE SPRINGS SUB
Legal Lot Number	33
Legal Unit	1
Jurisdiction	CALAVERAS CA
Township / Civil Division	ARNOLD-WEST POINT
Census Block Group	1
Census Block	1007
Census Tract	505

Owner

435 Russell Dr is owned by two individuals who acquired it in February 2021.

Source: Calaveras County records, as of July 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	20176 SAN MIGUEL AVE, CASTRO VALLEY, CA 94546-4210
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Feb 11, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 12, 2016 · Amount on File
Deed Sale	Feb 12, 2016 · Amount on File
Deed Document Number	20161579
Last Transfer Date	Feb 2, 2021
Transfer Doc	0000003004
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALAVERAS CA
Property Address	435 RUSSELL DR, ARNOLD, CA 95223
Transaction Type	Mortgage
Record Updated	Apr 30, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20176 20184 SAN MIGUEL AVENUE, 20184, CASTRO VALLEY, CA 94546-4210

Mortgage

Document Number	0000006900
Date	Apr 9, 2021
Instrument	2021-006900

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CALAVERAS CA
Recording Date	Feb 11, 2021
Property Address	435 RUSSELL DR, ARNOLD, CA 95223
Document Number	0000003004
Map Reference	MB 2 PG 60
Instrument Date	Feb 2, 2021
Instrument	2021-003004
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	20176 SAN MIGUEL AVE, CASTRO VALLEY, CA 94546-4210

Tax Assessment & Valuation

The 2025 property tax bill for 435 Russell Dr was $3,082.

Source: Calaveras County assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	California
County	Calaveras County
Secondary School District	Bret Harte Union High School District (09 - 12)
Elementary School District	Vallecito Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$239,072 (+2%) Land $36,221 Building $202,851
2025	$3,082.00	$234,385 Land $35,511 Building $198,874
2023	$3,005.00 (+6.45%)	$225,285 Land $34,133 Building $191,152
2022	$2,823.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 435 Russell Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 30, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 435 Russell Dr is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 40% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: Cal.net.

Cell Coverage

5G and 4G LTE (outdoors only)

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