490 Running Deer Rd, Cornelia, GA 30531 Property Records

Habersham County property record for 490 Running Deer Rd, Cornelia, GA 30531 · Last verified March 2024

Property Summary

Property TypeSingle Family Home
Details4 bd · 5 ba · 3,468 sqft · built 1991
Lot Size2.44 acres (106,286 sqft)
OwnerIndividual Name on File
Last Sale$318,000 (Jul 2017)
Deeds & MortgagesMay 2020 Mortgage
Dec 2022 Mortgage
+ 5 more
Flood ZoneZone X (minimal risk)
APN118 031

Property Details

APN / Parcel Number

Primary APN118 031
Alternative APN
  • 673675

Interior

Bedrooms4 Beds
Full Baths5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,468 sqft Heated Area
Gross Area5,900 sqft
1st Floor Area2,168 sqft
Upper Floors Area1,300 sqft
Basement Area2,000 sqft
Finished Basement500 sqft
Unfinished Basement1,500 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces7 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Architectural StyleOther
Exterior MaterialBrick Veneer
Foundation TypeFooting
Roof TypeHip
Roof MaterialWood Shingle
Lot Area106,286 sqft (2.44 acres)
Lot Width200 ft Width

Exterior Amenities

PorchOpen Porch
Porch Area146 sqft
Deck Area48 sqft
Patio Area238 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number673675
Street Address490 RUNNING DEER RD
CityCORNELIA
StateGA
Zip30531-4434
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description10-183 206 LTS-12 13 DB 1144-46
Legal SubdivisionCHENOCETAH ESTATES
Legal BlockB
Legal Lot Number12
JurisdictionHABERSHAM GA
Township / Civil DivisionCORNELIA
Census Block Group2
Census Block2096
Census Tract400

Owner

Source: Habersham County records · APN 118 031

Assessment roll updated July 1, 2023 · Last verified March 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address490 RUNNING DEER RD, CORNELIA, GA 30531-4434
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 08, 2020Deed of Trust, Mortgage · VA Mortgage
USAA FEDERAL SAVINGS BANK
Dec 14, 2022Deed of Trust, Mortgage · Commercial Mortgage
AMERIS BANK
Dec 18, 2025Deed of Trust, Mortgage
AMERIS BANK
Nov 13, 2025Warranty Deed, Transfer
Jul 14, 2017Warranty Deed, Transfer · VA Mortgage
USAA FSB
Apr 10, 2015Warranty Deed, Transfer · Conventional Mortgage
NORTH GEORGIA CU
May 01, 2006Deed, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 14, 2017 · Amount on Record
Deed SaleJul 14, 2017 · Amount on Record
Prior SaleApr 10, 2015 · Amount on Record
Deed Document Number0000114446
Deed Book / Page1144 / 46
Record UpdatedSep 20, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHABERSHAM GA
Property Address490 RUNNING DEER RD, CORNELIA, GA 30531-4434
Transaction TypeMortgage
Record UpdatedMay 18, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address490 RUNNING DEER RD, CORNELIA, GA 30531-4434

Mortgage

Document Number0000001219/0000000896
DateMay 08, 2020
Book Page0000001219/0000000896
Lender
NameUSAA FEDERAL SAVINGS BANK
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2050

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHABERSHAM GA
Property Address490 RUNNING DEER RD, CORNELIA, GA 30531-4434
Transaction TypeMortgage
Record UpdatedMay 18, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address490 RUNNING DEER RD, CORNELIA, GA 30531-4434

Mortgage

Document Number0000001325/0000000357
DateDec 14, 2022
Book Page0000001325/0000000357
Lender
NameAMERIS BANK
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term168 Months
DueJan 01, 2037

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHABERSHAM GA
Property Address490 RUNNING DEER RD, CORNELIA, GA 30531-4434
Transaction TypeMortgage
Record UpdatedMay 18, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address490 RUNNING DEER RD, CORNELIA, GA 30531-4434

Mortgage

Document Number0000001418/0000000907
DateDec 18, 2025
Book Page0000001418/0000000907
Lender
NameAMERIS BANK
Agreement
AmountAmount Recorded
Term168 Months
DueJan 01, 2040

November 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHABERSHAM GA
Recording DateNov 13, 2025
Property Address490 RUNNING DEER RD, CORNELIA, GA 30531-4434
Document Number01415/1013
Book / Page1415 / 1013
Instrument DateNov 13, 2025
Transaction TypeTransfer
Record UpdatedMay 18, 2026

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address490 RUNNING DEER RD, CORNELIA, GA 30531-4434

July 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHABERSHAM GA
Recording DateJul 14, 2017
Property Address490 RUNNING DEER RD, CORNELIA, GA 30531-4434
Document Number0001144/46
Book / Page1144 / 46
Instrument DateJul 14, 2017
Instrument2017-001400
Transaction TypeTransfer
Record UpdatedMay 18, 2026

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address490 RUNNING DEER RD, CORNELIA, GA 30531-4434

Mortgage

Document Number0001144/47
DateJul 18, 2017
Book Page1144/47
Lender
NameUSAA FSB
TypeBank
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2047

April 2015: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHABERSHAM GA
Recording DateApr 10, 2015
Property Address490 RUNNING DEER RD, CORNELIA, GA 30531-4434
Document Number0001081/76
Book / Page1081 / 76
Instrument DateApr 10, 2015
Instrument2015-001062
Transaction TypeTransfer
Record UpdatedMay 18, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address490 RUNNING DEER RD, CORNELIA, GA 30531-4434

Mortgage

Document Number0001081/77
DateApr 13, 2015
Book Page1081/77
Lender
NameNORTH GEORGIA CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueMay 01, 2020

May 2006: Deed, Transfer

Document TypeDeed
JurisdictionHABERSHAM GA
Recording DateMay 01, 2006
Property Address490 RUNNING DEER RD, CORNELIA, GA 30531-4434
Document Number000755/405
Book / Page755 / 405
Instrument DateMay 01, 2006
Transaction TypeTransfer
Record UpdatedMay 18, 2026

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4104 ASHFORD WAY, GAINESVILLE, GA 30507-9507
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Habersham County records · Assessment roll updated July 1, 2023 · Last verified March 2024

Property Jurisdictions

TypeName
StateGeorgia
CountyHabersham County
Unified School DistrictHabersham County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2023Homeowner's exemption$184,204 (+15.26%) Land $9,720 Building $174,484$460,510 (+15.26%) Land $24,300 Building $436,210
2022Homeowner's exemption$159,820 Land $9,720 Building $150,100$399,550 Land $24,300 Building $375,250

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Habersham County (13137C), updated January 5, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskModerate
above 55% of the US · above 80% of Georgia
Wildfire LikelihoodAbout 1 in 769 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 20 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Uniti GroupCable1,000 / 25
Uniti GroupDSL200 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Point Broadband Fiber Holding, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Nearby Properties on Running Deer Rd

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