349 Running Deer Rd, Cornelia, GA 30531 Property Records

Habersham County property record for 349 Running Deer Rd, Cornelia, GA 30531

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 3,368 sqft · built 1990
Lot Size	1.02 acres (44,431 sqft)
Owner	2 Individual Names on Record
Last Sale	$356,000 (Jul 2018)
Tax Bill	$4,716 (2026)
Deeds & Mortgages	Jun 2026 Line of Credit Apr 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`118 025`

Property Details

APN / Parcel Number

Primary APN	`118 025`
Alternative APNs	`675389` `410139`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Stories	2 Stories
Building Area	3,368 sqft Heated Area
Gross Area	5,272 sqft
1st Floor Area	1,684 sqft
Upper Floors Area	1,684 sqft
Attic	Attic
Attic Area	1,684 sqft
Basement Area	1,244 sqft
Finished Basement	1,244 sqft
Flooring	Hardwood
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1995
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Wood Shingle
Lot Area	44,431 sqft (1.02 acres)
Lot Width	200 ft Width
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	52 sqft
Patio Area	168 sqft
Canopy	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	410139
Street Address	349 RUNNING DEER RD
City	CORNELIA
State	GA
Zip	30531-4439
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	10-183 LT 2 BLK B DB 170-583
Legal Subdivision	CHENOCETAH ESTATES
Legal Block	B
Legal Lot Number	2
Jurisdiction	HABERSHAM GA
Township / Civil Division	CORNELIA
Census Block Group	2
Census Block	2097
Census Tract	400

Owner

Source: Habersham County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	349 RUNNING DEER RD, CORNELIA, GA 30531-4439
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2026	Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK
Apr 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE
Jun 8, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Feb 12, 2018	Deed of Trust, Mortgage UNITED COMMUNITY BANK
Apr 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage MAGNOLIA BANK
Jul 16, 2018	Warranty Deed, Transfer · Conventional Mortgage HOMESTAR FINANCIAL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 16, 2018 · Amount on Record
Deed Sale	Jul 16, 2018 · Amount on Record
Prior Sale	Feb 2, 2015 · Amount on Record
Deed Document Number	20181251
Deed Book / Page	1170 / 583
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Recording Date	Jun 9, 2026
Property Address	349 RUNNING DEER RD, CORNELIA, GA 30531-4439
Document Number	1435000790
Book / Page	1435 / 790
Instrument Date	May 18, 2026
Transaction Type	Mortgage
Record Updated	Jul 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	349 RUNNING DEER RD, CORNELIA, GA 30531-4439

Mortgage

Document Number	1435000790,
Date	Jun 9, 2026
Book Page	1435/790

Lender

Name	UNITED COMMUNITY BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	May 1, 2051

Interest

Rate	6.3%
Max Rate	-1%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Property Address	349 RUNNING DEER RD, CORNELIA, GA 30531-4439
Transaction Type	Mortgage
Record Updated	Feb 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	349 RUNNING DEER RD, CORNELIA, GA 30531-4439

Mortgage

Document Number	0000001259/0000000561
Date	Apr 28, 2021
Book Page	0000001259/0000000561

Lender

Name	BETTER MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Property Address	349 RUNNING DEER RD, CORNELIA, GA 30531-4439
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	349 RUNNING DEER RD, CORNELIA, GA 30531-4439

Mortgage

Document Number	0000001339/0000000252
Date	Jun 8, 2023
Book Page	0000001339/0000000252

Lender

Name	DISCOVER BANK

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2053

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Property Address	349 RUNNING DEER RD, CORNELIA, GA 30531-4439
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1159/83
Date	Feb 12, 2018
Book Page	1159/83

Lender

Name	UNITED COMMUNITY BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	300 Months
Due	Feb 1, 2043

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Property Address	349 RUNNING DEER RD, CORNELIA, GA 30531-4439
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	349 RUNNING DEER RD, CORNELIA, GA 30531-4439

Mortgage

Document Number	0000001218/0000000898
Date	Apr 27, 2020
Book Page	0000001218/0000000898

Lender

Name	MAGNOLIA BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	Jul 16, 2018
Property Address	349 RUNNING DEER RD, CORNELIA, GA 30531-4439
Document Number	001170/583
Book / Page	1170 / 583
Instrument Date	Jul 16, 2018
Instrument	2018-001251
Transaction Type	Transfer
Record Updated	Apr 18, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	349 RUNNING DEER RD, CORNELIA, GA 30531-4439

Mortgage

Document Number	1170/585
Date	Jul 16, 2018
Book Page	1170/585

Lender

Name	HOMESTAR FINANCIAL
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: Habersham County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Habersham County
Municipality	Cornelia City
Unified School District	Habersham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,716.00 (-7.67%) Homeowner's exemption	$166,882 (-5.32%) Land $10,800 Building $156,082	$417,205 (-5.32%) Land $27,000 Building $390,205
2025	$5,108.00 Homeowner's exemption	$176,267 (-9.43%) Land $10,800 Building $165,467	$440,668 (-9.43%) Land $27,000 Building $413,668
2023	Homeowner's exemption	$194,612 (+15.56%) Land $10,800 Building $183,812	$486,530 (+15.56%) Land $27,000 Building $459,530
2022	Homeowner's exemption	$168,408 Land $10,800 Building $157,608	$421,020 Land $27,000 Building $394,020

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 5, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 76% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CORNELIA serves 6,130 people · EPA ID GA1370003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Cable · DSL	1,000 / 25
Starlink Satellite	280 / 30

May also be available: Point Broadband, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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