DuPage County property record for 490 River Bend Rd, Naperville, IL 60540
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,720 sqft · built 1982 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $570,000 (Aug 2023) |
| Tax Bill | $12,301 (2025) |
| Deeds & Mortgages | Aug 2023 Sale & Mortgage May 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-24-113-004 |
| Primary APN | 07-24-113-004 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,720 sqft Living Area |
| Gross Area | 4,045 sqft |
| 1st Floor Area | 1,395 sqft |
| 2nd Floor Area | 1,325 sqft |
| Basement Area | 1,325 sqft |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 7,841 sqft (0.18 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 490 RIVER BEND RD, 1 |
|---|---|
| City | NAPERVILLE |
| State | IL |
| Zip | 60540-5246 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | RIVER BEND ASSESSMENT PLAT NO 1 ALL |
| Legal Subdivision | RIVER BEND ASSESSMENT PLAT |
| Legal Lot Number | 101 |
| Legal Unit | 1 |
| Jurisdiction | DU PAGE IL |
| Township / Civil Division | NAPERVILLE |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 846504 |
Source: DuPage County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 932 GLENRIDGE LN, NASHVILLE, TN 37221-5332 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Aug 22, 2023 | Deed, Transfer · Conventional Mortgage KEY MORTGAGE SERVICES INC |
| May 5, 2022 | Intrafamily Transfer, Transfer ATTORNEY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 22, 2023 · Amount on Record |
| Deed Sale | Aug 22, 2023 · Amount on Record |
| Prior Sale | Sep 4, 2009 · Amount on Record |
| Deed Document Number | 202354009 |
| Prior Transfer Date | Mar 29, 2022 |
| Prior Transfer Doc | 0000045115 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | DU PAGE IL |
| Recording Date | Aug 22, 2023 |
| Property Address | 490 RIVER BEND RD, NAPERVILLE, IL 60540-5246 |
| Document Number | 0000054009 |
| Map Reference | DOC R81-65250 |
| Instrument Date | Aug 15, 2023 |
| Instrument | R2023-054009 |
| Transaction Type | Transfer |
| Record Updated | Sep 8, 2023 |
| Title Company | NAPERVILLE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $570.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 490 RIVER BEND RD # 1, 1, NAPERVILLE, IL 60540-5246 |
| Document Number | 0000054010 |
|---|---|
| Date | Aug 22, 2023 |
| Instrument | R2023-054010 |
| Name | KEY MORTGAGE SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.75% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | DU PAGE IL |
| Recording Date | May 5, 2022 |
| Property Address | 490 RIVER BEND RD, NAPERVILLE, IL 60540-5246 |
| Document Number | 0000045115 |
| Map Reference | DOC R81-65250 |
| Instrument Date | Mar 29, 2022 |
| Instrument | R2022-045115 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 490 RIVER BEND RD, NAPERVILLE, IL 60540-5246 |
Source: DuPage County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | DuPage County |
| County Subdivision | Naperville Township |
| Municipality | Naperville City |
| Unified School District | Naperville Community Unit District 203 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,301.00 (+10.09%) | $218,986 (+22.37%) Land $54,594 Building $164,392 | $656,958 (+22.37%) Land $163,782 Building $493,176 |
| 2022 | $11,174.00 Homeowner's exemption | $178,950 Land $44,240 Building $134,710 | $536,850 Land $132,720 Building $404,130 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 22 (1996–2025) |
| Claims Outside the SFHA | 6 of 22 |
| Most Recent Claim | Apr 2025 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NAPERVILLE serves 156,406 people · EPA ID IL0434670 |
|---|---|
| Water Source | Purchased surface water from DU PAGE WATER COMMISSION |
| Last State Inspection | Sep 2025 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 15 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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