490 Porta Rosa Cir, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 490 Porta Rosa Cir, Saint Augustine, FL 32092

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,630 sqft · built 2015
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Individual Names on File
Last Sale	$332,000 (Jul 2019)
Tax Bill	$7,683 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`028685-1790`

Property Details

APN / Parcel Number

Primary APN	`028685-1790`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Stories	1 Story
Building Area	2,630 sqft Living Area
Gross Area	3,180 sqft
1st Floor Area	2,630 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,939 sqft (0.32 acres)
Garage Type	Attached
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	218 sqft
Patio Area	264 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	490 PORTA ROSA CIR
City	SAINT AUGUSTINE
State	FL
Zip	32092-4762
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	57/94-109 MURABELLA UNIT 3 LOT 179 OR4754/1493
Legal Range	28E
Legal Township	06S
Legal Section	38
Legal Subdivision	MURABELLA UNIT 3
Legal Block	1
Legal Lot Number	179
Legal Unit	3
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	1
Census Block	1009
Census Tract	20906

Owner

490 Porta Rosa Cir is owned and occupied by two individuals who bought it in July 2019.

Source: St. Johns County records, as of April 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	490 PORTA ROSA CIR, SAINT AUGUSTINE, FL 32092-4762
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2022	Deed of Trust, Mortgage VAST BANK NA
Jul 8, 2019	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2019 · Amount on File
Deed Sale	Jul 8, 2019 · Amount on File
Prior Sale	Mar 3, 2015 · Amount on File
Deed Document Number	201948437
Deed Book / Page	4754 / 1493
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	490 PORTA ROSA CIR, SAINT AUGUSTINE, FL 32092-4762
Transaction Type	Mortgage
Record Updated	May 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	490 PORTA ROSA CIR, SAINT AUGUSTINE, FL 32092-4762

Mortgage

Document Number	0055940347
Date	Jul 11, 2022
Book Page	5594/347
Instrument	2022067402

Lender

Name	VAST BANK NA
Type	Bank
Address	WAYNE, NJ 07470

Agreement

Amount	Amount on Record
Term	118 Months
Due	May 12, 2032

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jul 8, 2019
Property Address	490 PORTA ROSA CIR, SAINT AUGUSTINE, FL 32092-4762
Document Number	0047541493
Book / Page	4754 / 1493
Map Reference	MB 57 PG 94-109
Instrument Date	Jun 13, 2019
Instrument	2019048437
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	OLDE TOWNE TITLE GROUP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,324.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1 WASHTON PL, 1, PALM COAST, FL 32164-7654

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	490 PORTA ROSA CIR, SAINT AUGUSTINE, FL 32092-4762

Mortgage

Document Number	0047541495
Date	Jul 8, 2019
Instrument	4754/1495

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 490 Porta Rosa Cir was $7,683 with a homeowner's exemption, up 8.3% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$353,564 (+2.7%)	$461,623 (-2.33%) Land $110,000 Building $351,623
2025	$7,683.00 (+8.27%) Homeowner's exemption	$344,269 (+2.9%)	$472,623 (-1.83%) Land $110,000 Building $362,623
2024	$7,096.00 (+3.77%) Homeowner's exemption	$334,567 (+3%)	$481,453 (-0.57%) Land $105,000 Building $376,453
2023	$6,838.00 (+2.87%) Homeowner's exemption	$324,822 (+3%)	$484,214 (+10.08%) Land $89,600 Building $394,614
2022	$6,647.00 Homeowner's exemption	$315,361	$439,893 Land $89,600 Building $350,293

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 490 Porta Rosa Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 62 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	62 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 490 Porta Rosa Cir is moderate, ranking above 46% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 83% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-NORTHWEST UTILITIES WTP serves 48,040 people · EPA ID FL2554471
Water Source	Groundwater
Last State Inspection	Jun 2024
Also Mapped Here	SJCU-CR214 MAINLAND WTP
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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