485 Porta Rosa Cir, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 485 Porta Rosa Cir, Saint Augustine, FL 32092

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,555 sqft · built 2011
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on Record
Last Sale	$335,000 (May 2014)
Tax Bill	$6,735 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Dec 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`028685-5220`

Property Details

APN / Parcel Number

Primary APN	`028685-5220`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Plumbing Fixtures	18 Plumbing Fixtures
Stories	1 Story
Building Area	3,555 sqft Living Area
Gross Area	4,213 sqft
1st Floor Area	3,144 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Attached
Garage Area	658 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	953 sqft
Patio Area	693 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	485 PORTA ROSA CIR
City	SAINT AUGUSTINE
State	FL
Zip	32092-4763
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	57/94-109 MURABELLA UNIT 3 LOT 522 OR3883/1474 & 5121/1329
Legal Range	28E
Legal Township	06S
Legal Section	38
Legal Subdivision	MURABELLA UNIT 3
Legal Block	1
Legal Lot Number	522
Legal Unit	3
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	1
Census Block	1010
Census Tract	20906

Owner

Source: St. Johns County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	485 PORTA ROSA CIR, SAINT AUGUSTINE, FL 32092-4763
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2023	Deed of Trust, Mortgage · Commercial Mortgage THIRD FSLA OF CLEVELAND
Dec 10, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Sep 30, 2017	Deed of Trust, Mortgage · Line of Credit THIRD FED'L S&L ASSN/CLEVELAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 28, 2014 · Amount on Record
Deed Sale	May 28, 2014 · Amount on Record
Prior Sale	Sep 1, 2011 · Amount on Record
Deed Document Number	201429908
Deed Book / Page	3883 / 1474
Last Transfer Date	Dec 10, 2020
Transfer Doc	0051211329
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	485 PORTA ROSA CIR, SAINT AUGUSTINE, FL 32092-4763
Transaction Type	Mortgage
Record Updated	Jun 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	485 PORTA ROSA CIR, SAINT AUGUSTINE, FL 32092-4763

Mortgage

Document Number	0057741323
Date	Jun 14, 2023
Book Page	5774/1323
Instrument	2023045877

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2038

Interest

Rate Type	Adjustable Rate
Rate	5.84%
Type Change Date	Jul 1, 2028
Change Frequency	Annually
Min Rate At Change	3.84%
Max Rate At Change	7.84%
Index	Prime Rate
Max Rate	11.8%

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST JOHNS FL
Recording Date	Dec 10, 2020
Property Address	485 PORTA ROSA CIR, SAINT AUGUSTINE, FL 32092-4763
Document Number	0051211329
Book / Page	005121 / 001329
Instrument Date	Dec 10, 2020
Instrument	112790
Transaction Type	Transfer
Record Updated	Dec 23, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	485 PORTA ROSA CIR ST AUGUSTINE FL 320924763, ST AUGUSTINE, FL 32092-4763

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	485 PORTA ROSA CIR, SAINT AUGUSTINE, FL 32092-4763
Document Number	0044511776
Book / Page	004451 / 001776
Instrument Date	Sep 30, 2017
Transaction Type	Mortgage
Record Updated	Nov 10, 2017
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	485 PORTA ROSA CIR ST AUGUSTINE FL 320924763, ST AUGUSTINE, FL 32092-4763

Mortgage

Document Number	0044511776
Date	Oct 23, 2017
Book Page	004451/001776
Instrument	71530

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 22, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$286,467 (+2.7%)	$555,776 (-4.98%) Land $110,000 Building $445,776
2025	$6,735.00 (+7.98%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$278,936 (+2.9%)	$584,918 (-3.14%) Land $110,000 Building $474,918
2024	$6,237.00 (+4.09%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$271,075 (+3%)	$603,853 (+0.39%) Land $105,000 Building $498,853
2023	$5,992.00 (+3.01%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$263,180 (+3%)	$601,531 (+10.37%) Land $89,600 Building $511,931
2022	$5,817.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$255,515	$544,995 Land $89,600 Building $455,395

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 62 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	62 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 83% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-NORTHWEST UTILITIES WTP serves 48,040 people · EPA ID FL2554471
Water Source	Groundwater
Last State Inspection	Jun 2024
Also Mapped Here	SJCU-CR214 MAINLAND WTP
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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