490 Paramaribo St, Punta Gorda, FL 33983 Property Records

Charlotte County property record for 490 Paramaribo St, Punta Gorda, FL 33983

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,145 sqft · built 2006
Lot Size0.307 acres (13,373 sqft)
OwnerIndividual Name on Record
Last Sale$225,000 (Jul 2016)
Tax Bill$2,438 (2025)
Deeds & MortgagesApr 2022 Mortgage
Flood ZoneZone AE (high risk)
APN40-23-03-485-009

Property Details

APN / Parcel Number

Primary APN40-23-03-485-009
Alternative APNs
  • 0095262-071235-1
  • 10004606503

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area2,145 sqft Living Area
Gross Area2,782 sqft

Exterior

Year BuiltBuilt 2006
Architectural StyleOther
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof MaterialComposition Shingle
Lot Area13,373 sqft (0.307 acres)
Garage Area400 sqft
DrivewayDriveway
Driveway Area1 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area237 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number10004606503
Old Parcel Number00952620712351
Street Address490 PARAMARIBO ST
CityPUNTA GORDA
StateFL
Zip33983-5831
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF3.5
Legal DescriptionPGI 020 0516 0013 PUNTA GORDA ISLES SEC20 BLK516 LT13 837/1662 0692/0184 1006-17 1383/507 2492/2083 2958/329 C
Legal Range23E
Legal Township40S
Legal Section03
Legal SubdivisionPUNTA GORDA ISLES
Legal Block516
Legal Lot Number13
JurisdictionCHARLOTTE FL
Township / Civil DivisionPORT CHARLOTTE
Census Block Group1
Census Block1014
Census Tract20103

Owner

Source: Charlotte County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address490 PARAMARIBO ST, PORT CHARLOTTE, FL 33983-5831
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 8, 2016 · Amount on Record
Deed SaleJul 8, 2016 · Amount on Record
Prior SaleOct 28, 2015 · Amount on Record
Deed Document Number2450485
Deed Book / Page4100 / 0666
Record UpdatedJun 8, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLOTTE FL
Property Address490 PARAMARIBO ST, PUNTA GORDA, FL 33983-5831
Transaction TypeMortgage
Record UpdatedMay 2, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address490 PARAMARIBO ST, PORT CHARLOTTE, FL 33983-5831

Mortgage

Document Number0049571165
DateApr 4, 2022
Book Page4957/1165
Instrument3082197
Lender
NameSUNCOAST CU
TypeCredit Union
AddressTAMPA, FL 33610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2052

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,438.00 (-25.03%) Homeowner's exemption$201,659 (+5.99%)$319,278 (+3.74%) Land $43,200 Building $276,078
2023$3,252.00 (+7.61%) Homeowner's exemption$190,268 (+3%)$307,753 (+16.43%) Land $41,400 Building $266,353
2022$3,022.00 Homeowner's exemption$184,726$264,324 Land $32,895 Building $231,429

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 104 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies104 in force
Nearby Flood Claims9 (2001–2022)
Claims Outside the SFHA8 of 9
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Sep 2022 · 2 claims
  • Hurricane Ian, Sep 2022 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 70% of the US · above 51% of Florida
Wildfire Likelihood0.2% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE COUNTY UTILITIES
serves 173,820 people · EPA ID FL5084100
Water SourcePurchased surface water from several systems
Last State InspectionJun 2025
Lead10 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ripple Fiber
Fiber
2,000 / 2,000
Xfinity
Cable
2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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