Horry County property record for 490 Overcrest St, Myrtle Beach, SC 29579
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,544 sqft · built 2014 |
| Lot Size | 0.169 acres (7,405 sqft) |
| Owner | Individual Name on File |
| Last Sale | $274,900 (Nov 2022) |
| Tax Bill | $845 (2025) |
| Deeds & Mortgages | Nov 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 417-01-02-0035 |
| Primary APN | 417-01-02-0035 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,544 sqft Living Area |
| Year Built | Built 2014 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 7,405 sqft (0.169 acres) |
| Porch | Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Old Parcel Number | 1623301211 |
|---|---|
| Street Address | 490 OVERCREST ST |
| City | MYRTLE BEACH |
| State | SC |
| Zip | 29579-6869 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ASHFORD ESTATES; LOT 36 |
| Legal Subdivision | ASHFORD ESTATES |
| Legal Lot Number | 36 |
| Jurisdiction | HORRY SC |
| Township / Civil Division | CONWAY EAST |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 60203 |
490 Overcrest St is owned and occupied by an individual who bought it in November 2022.
Source: Horry County records, as of February 5, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 490 OVERCREST ST, MYRTLE BEACH, SC 29579-6869 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 21, 2022 · Amount on File |
| Deed Sale | Nov 21, 2022 · Amount on File |
| Prior Sale | Aug 30, 2016 · Amount on File |
| Deed Document Number | 0046161554 |
| Deed Book / Page | 4616 / 1554 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HORRY SC |
| Recording Date | Nov 21, 2022 |
| Property Address | 490 OVERCREST ST, MYRTLE BEACH, SC 29579-6869 |
| Document Number | 0046161554 |
| Book / Page | 4616 / 1554 |
| Instrument Date | Nov 16, 2022 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 490 OVERCREST ST, MYRTLE BEACH, SC 29579-6869 |
| Document Number | 0066241961 |
|---|---|
| Date | Nov 21, 2022 |
| Instrument | 6624/1961 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 350 Months |
| Due | Jan 1, 2052 |
The 2025 property tax bill for 490 Overcrest St was $845, down 73.4% from the year before.
Source: Horry County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Horry County |
| Unified School District | Horry County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $845.00 (-73.36%) | ||
| 2024 | $3,172.00 (-16.22%) | $10,225 (+32.96%) Land $2,760 Building $7,465 | $255,636 (+99.45%) Land $69,000 Building $186,636 |
| 2023 | $3,786.00 | $7,690 Land $1,198 Building $6,492 | $128,170 Land $19,970 Building $108,200 |
| 2021 | $1,725.00 | $5,127 Land $799 Building $4,328 | $128,170 Land $19,970 Building $108,200 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 490 Overcrest St in Zone X, an area of minimal flood risk, though there have been 23 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 90 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 90 in force |
| Nearby Flood Claims | 23 (1982–2020) |
| Claims Outside the SFHA | 17 of 23 |
| Most Recent Claim | Aug 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 490 Overcrest St is moderate, ranking above 48% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 48% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GRAND STRAND W&SA/BULL CREEK serves 252,840 people · EPA ID SC2620004 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| HTC Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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