481 Overcrest St, Myrtle Beach, SC 29579 Property Records

Horry County property record for 481 Overcrest St, Myrtle Beach, SC 29579

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,264 sqft · built 2015
Lot Size	0.169 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$260,000 (Apr 2024)
Tax Bill	$990 (2025)
Deeds & Mortgages	Apr 2024 Sale Jan 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`417-02-01-0070`

Property Details

APN / Parcel Number

Primary APN	`417-02-01-0070`
Alternative APN	`1623301208`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,264 sqft Living Area

Exterior

Year Built	Built 2015
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.169 acres)
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Old Parcel Number	1623301208
Street Address	481 OVERCREST ST
City	MYRTLE BEACH
State	SC
Zip	29579-6870
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ASHFORD ESTATES; LOT 39
Legal Subdivision	ASHFORD ESTATES
Legal Lot Number	39
Jurisdiction	HORRY SC
Township / Civil Division	CONWAY EAST
Census Block Group	1
Census Block	1003
Census Tract	60203

Owner

481 Overcrest St is owned and occupied by an individual who bought it in April 2024.

Source: Horry County records, as of February 5, 2026

Owner of Record	Individual Name on File
Mailing Address	481 OVERCREST ST, MYRTLE BEACH, SC 29579-6870
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2024	Warranty Deed, Transfer
Jan 13, 2022	Warranty Deed, Transfer
Nov 15, 2017	Warranty Deed, Transfer GATEWAY BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 11, 2024 · Amount on File
Deed Sale	Apr 11, 2024 · Amount on File
Prior Sale	Dec 29, 2023
Deed Document Number	2024000039144
Deed Book / Page	4797 / 1836
Record Updated	Jun 8, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HORRY SC
Recording Date	Apr 11, 2024
Property Address	481 OVERCREST ST, MYRTLE BEACH, SC 29579-6870
Document Number	0047971836
Book / Page	4797 / 1836
Instrument Date	Mar 15, 2024
Instrument	2024000039144
Transaction Type	Transfer
Record Updated	May 10, 2024

Transaction

Amount	Amount on Record
Tax	$9.62
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	481 OVERCREST ST, MYRTLE BEACH, SC 29579-6870

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HORRY SC
Recording Date	Jan 13, 2022
Property Address	481 OVERCREST ST, MYRTLE BEACH, SC 29579-6870
Document Number	0045043378
Book / Page	4504 / 3378
Instrument Date	Jan 11, 2022
Transaction Type	Transfer
Record Updated	Jan 31, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	997 MORRISON DR STE 402, 402, CHARLESTON, SC 29403-4380
Investor	Possibly a Property Investor

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HORRY SC
Recording Date	Nov 15, 2017
Property Address	481 OVERCREST ST, MYRTLE BEACH, SC 29579-6870
Document Number	4059/1979
Book / Page	004059 / 001979
Instrument Date	Nov 14, 2017
Transaction Type	Transfer
Record Updated	Mar 3, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$516.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	481 OVERCREST ST MYRTLE BEACH SC 295796870, MYRTLE BEACH, SC 29579-6870

Mortgage

Document Number	5937/2508
Date	Nov 15, 2017
Book Page	005937/002508

Lender

Name	GATEWAY BK
Type	Bank

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 14, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 481 Overcrest St was $990, down 56.7% from the year before.

Source: Horry County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Horry County
Unified School District	Horry County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$990.00 (-56.65%)
2024	$2,284.00 (+6.58%)	$8,816 (+15.32%) Land $2,407 Building $6,409	$220,421 (+72.99%) Land $60,187 Building $160,234
2023	$2,143.00	$7,645 Land $1,201 Building $6,444	$127,420 Land $20,020 Building $107,400
2021	$1,716.00	$5,097 Land $801 Building $4,296	$127,420 Land $20,020 Building $107,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 481 Overcrest St in Zone X, an area of minimal flood risk, though there have been 23 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 90 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	90 in force
Nearby Flood Claims	23 (1982–2020)
Claims Outside the SFHA	17 of 23
Most Recent Claim	Aug 2020 · rainfall accumulation
Claims by Event	Hurricane Matthew, Oct 2016 · 2 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 481 Overcrest St is moderate, ranking above 48% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 48% of South Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAND STRAND W&SA/BULL CREEK serves 252,840 people · EPA ID SC2620004
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
HTC Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Overcrest St

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