Fannin County property record for 490 Old Toccoa Rd, Morganton, GA 30560
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,900 sqft · built 1985 |
| Lot Size | 0.789 acres (34,412 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,093 (2025) |
| Deeds & Mortgages | Aug 2025 Sale Apr 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | MO03 12D |
| Primary APN | MO03 12D |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,900 sqft Heated Area |
| 1st Floor Area | 1,900 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplace | Prefabricated |
| Year Built | Built 1985 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Wood |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Masonry |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 34,412 sqft (0.789 acres) |
| Porch | Open Porch |
|---|---|
| Porch Area | 440 sqft |
| Deck Area | 84 sqft |
| Patio Area | 448 sqft |
| Utility Building | 960 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 14658 |
|---|---|
| Old Parcel Number | MO0312D |
| Street Address | 490 OLD TOCCOA RD |
| City | MORGANTON |
| State | GA |
| Zip | 30560-3570 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIAL |
| Legal Description | 8-2 LL268 DB1481-149* 0.79 AC |
| Legal Subdivision | LAKE BACK ACREAGE 0-5.00 |
| Jurisdiction | FANNIN GA |
| Township / Civil Division | MORGANTON |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 50500 |
Source: Fannin County records · APN MO03 12D
Assessment roll updated July 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 490 OLD TOCCOA RD, MORGANTON, GA 30560-3570 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 26, 2025 | Warranty Deed, Transfer |
| Apr 02, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SWBC MORTGAGE |
| Aug 30, 2018 | Warranty Deed, Transfer |
| Aug 30, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 26, 2025 |
| Deed Sale | Aug 26, 2025 |
| Prior Sale | Aug 30, 2018 |
| Deed Document Number | 0000166598 |
| Deed Book / Page | 1665 / 98 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FANNIN GA |
| Recording Date | Aug 26, 2025 |
| Property Address | 490 OLD TOCCOA RD, MORGANTON, GA 30560-3570 |
| Document Number | 0001665/98 |
| Book / Page | 1665 / 98 |
| Instrument Date | Aug 22, 2025 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 490 OLD TOCCOA RD, MORGANTON, GA 30560-3570 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FANNIN GA |
| Property Address | 490 OLD TOCCOA RD, MORGANTON, GA 30560-3570 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|---|
| Address | 490 OLD TOCCOA RD, MORGANTON, GA 30560-3570 |
| Document Number | 0000001340/0000000402 |
|---|---|
| Date | Apr 02, 2020 |
| Book Page | 0000001340/0000000402 |
| Instrument | 002459720019 |
| Name | SWBC MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FANNIN GA |
| Recording Date | Aug 30, 2018 |
| Property Address | 490 OLD TOCCOA RD, MORGANTON, GA 30560-3570 |
| Document Number | 001266/168 |
| Book / Page | 1266 / 168 |
| Instrument Date | Aug 30, 2018 |
| Instrument | 2018-002224 |
| Transaction Type | Transfer |
| Record Updated | May 16, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 490 OLD TOCCOA RD, MORGANTON, GA 30560-3570 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FANNIN GA |
| Recording Date | Aug 30, 2018 |
| Property Address | 490 OLD TOCCOA RD, MORGANTON, GA 30560-3570 |
| Document Number | 001266/167 |
| Book / Page | 1266 / 167 |
| Instrument Date | Aug 30, 2018 |
| Instrument | 2018-002226 |
| Transaction Type | Transfer |
| Record Updated | May 16, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 490 OLD TOCCOA RD, MORGANTON, GA 30560-3570 |
Source: Fannin County records · Assessment roll updated July 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Fannin County |
| Unified School District | Fannin County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,093.00 (-1%) | $120,488 (-) Land $6,696 Building $113,792 | $301,219 (-) Land $16,739 Building $284,480 |
| 2024 | $1,104.00 (-21.03%) | $120,488 (+22.66%) Land $6,696 Building $113,792 | $301,219 (+22.66%) Land $16,739 Building $284,480 |
| 2023 | $98,228 Land $6,696 Building $91,532 | $245,570 Land $16,739 Building $228,831 | |
| 2022 | $1,398.00 |
Source: FEMA National Flood Hazard Layer as of September 2, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Wildfire Risk | Low lower than 63% of the US · lower than 84% of Georgia |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ellijay Telephone Company Cable | 1,000 / 50 |
May also be available: T-Mobile USA, Verizon.
Based on FCC filings for 35 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | BLUE RIDGE WATER SYSTEM serves 6,112 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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