490 Ogan Rd, Stephenville, TX 76401 Property Records

Erath County property record for 490 Ogan Rd, Stephenville, TX 76401

Property Summary

Property Type	Single Family Home
Details	1,724 sqft · built 2017
Lot Size	6.29 acres (273,992 sqft)
Owner	Individual Name on File
Tax Bill	$4,970 (2023)
Deeds & Mortgages	Jan 2024 Mortgage Aug 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R000071109`

Property Details

APN / Parcel Number

Primary APN	`R000071109`
Alternative APN	`R.4952.00030.00.0`

Interior

Building Area	1,724 sqft Living Area
Gross Area	2,165 sqft
1st Floor Area	1,724 sqft

Exterior

Year Built	Built 2017
Lot Area	273,992 sqft (6.29 acres)
Garage Type	Attached
Garage Area	441 sqft
Porch	Porch
Porch Area	228 sqft

Location & Zoning

Account Number	R.4952.00030.00.0
Street Address	490 OGAN RD
City	STEPHENVILLE
State	TX
Zip	76401-8393
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S4952 OGAN SUBDIVISION, TRACT 21
Legal Subdivision	OGAN SUBDIVISION
Legal Tract	21
Jurisdiction	ERATH TX
Township / Civil Division	STEPHENVILLE
Census Block Group	2
Census Block	2045
Census Tract	950201

Owner

Source: Erath County records · APN R000071109

Assessment roll updated September 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	490 OGAN RD, STEPHENVILLE, TX 76401-8393
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2024	Deed of Trust, Mortgage · Conventional Mortgage MEMBERS TRUST OF THE SOUTHWEST FCU
Aug 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS NATIONAL BANK
Nov 17, 2017	Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage CROSS TIMBERS TITLE COMPANY, CROSS TIMBERS TITLE
Nov 17, 2017	Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage FIRST FINANCIAL BANK NA
Mar 01, 2017	Warranty Deed, Transfer CROSS TIMBERS TITLE COMPANY, CROSS TIMBERS TITLE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 17, 2017
Deed Sale	Nov 17, 2017
Prior Sale	Mar 01, 2017
Deed Document Number	2017-06300
Record Updated	Jun 08, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERATH TX
Property Address	490 OGAN RD, STEPHENVILLE, TX 76401-8393
Transaction Type	Mortgage
Record Updated	Feb 20, 2024
Title Company	N TITLE COMPANY, KING TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	490 OGAN RD, STEPHENVILLE, TX 76401-8393

Mortgage

Document Number	0202400335
Date	Jan 23, 2024
Instrument	2024-00335

Lender

Name	MEMBERS TRUST OF THE SOUTHWEST FCU
Type	Credit Union
Address	HOUSTON, TX 77292

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 01, 2039

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERATH TX
Property Address	490 OGAN RD, STEPHENVILLE, TX 76401-8393
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	CROSS TIMBERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202005031
Date	Aug 26, 2020
Instrument	2020-05031

Lender

Name	CITIZENS NATIONAL BANK
Type	Bank
Address	HENDERSON, TX 75652

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2050

November 2017: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	ERATH TX
Recording Date	Nov 17, 2017
Property Address	490 OGAN RD, STEPHENVILLE, TX 76401-8393
Document Number	201706300
Map Reference	CAB B SL 177A
Instrument Date	Nov 17, 2017
Instrument	2017-06300
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 06, 2021
Title Company	CROSS TIMBERS TITLE COMPANY, CROSS TIMBERS TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	155 N GRAHAM ST, 155, STEPHENVILLE, TX 76401-3540

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	490 OGAN RD # JW, JW, STEPHENVILLE, TX 76401

Mortgage

Document Number	, 2017-06301
Date	Nov 17, 2017
Instrument	2017-06301

Lender

Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2047

November 2017: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	ERATH TX
Recording Date	Nov 17, 2017
Property Address	490 OGAN RD, STEPHENVILLE, TX 76401-8393
Document Number	201706300
Map Reference	CAB B SL 177A
Instrument Date	Nov 17, 2017
Instrument	2017-06300
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 11, 2021
Title Company	CROSS TIMBERS TITLE COMPANY, CROSS TIMBERS TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	155 N GRAHAM ST, 155, STEPHENVILLE, TX 76401-3517

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	490 OGAN RD, STEPHENVILLE, TX 76401-8393

Mortgage

Document Number	201706301
Date	Nov 17, 2017
Instrument	2017-06301

Lender

Name	FIRST FINANCIAL BANK NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2047

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ERATH TX
Recording Date	Mar 01, 2017
Property Address	490 OGAN RD, STEPHENVILLE, TX 76401-8393
Document Number	201701054
Map Reference	CAB B SL 125A
Instrument Date	Mar 01, 2017
Instrument	2017-01054
Transaction Type	Transfer
Record Updated	Nov 11, 2021
Title Company	CROSS TIMBERS TITLE COMPANY, CROSS TIMBERS TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 275, STEPHENVILLE, TX 76401-0004

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 275, STEPHENVILLE, TX 76401-0004

Tax Assessment & Valuation

Source: Erath County records · Assessment roll updated September 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	Texas
County	Erath County
Unified School District	Stephenville Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$590,080 (+6.9%) Land $251,600 Building $338,480	$590,080 (+6.9%) Land $251,600 Building $338,480
2023	$4,970.00 (-12.28%) Homeowner's exemption	$551,980 Land $251,600 Building $300,380	$551,980 Land $251,600 Building $300,380
2022	$5,666.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Erath County (48143C), updated January 18, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	High above 86% of the US · above 82% of Texas
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 17 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
United Electric Cooperative Services Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AMG Technology Investment Group Fixed Wireless	100 / 20

May also be available: T-Mobile USA.

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