295 Ogan Rd, Stephenville, TX 76401 Property Records

Erath County property record for 295 Ogan Rd, Stephenville, TX 76401

Property Summary

Property Type	Single Family Home
Details	1,735 sqft · built 2018
Lot Size	3.85 acres (167,706 sqft)
Owner	Individual Name on Record
Last Sale	$200,000 (Sep 2026)
Tax Bill	$5,717 (2026)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Dec 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R000071114`

Property Details

APN / Parcel Number

Primary APN	`R000071114`
Alternative APN	`R.4952.00080.00.0`

Interior

Building Area	1,735 sqft Living Area
1st Floor Area	1,735 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Lot Area	167,706 sqft (3.85 acres)
Garage Type	Attached
Garage Area	484 sqft
Porch	Porch
Porch Area	203 sqft

Location & Zoning

Account Number	R.4952.00080.00.0
Street Address	295 OGAN RD
City	STEPHENVILLE
State	TX
Zip	76401-9348
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S4952 OGAN SUBDIVISION, TRACT 8
Legal Subdivision	OGAN SUBDIVISION
Legal Tract	8
Jurisdiction	ERATH TX
Township / Civil Division	STEPHENVILLE
Census Block Group	2
Census Block	2045
Census Tract	950201

Owner

Source: Erath County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	295 OGAN RD, STEPHENVILLE, TX 76401-9348
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2026	Special Warranty Deed, Transfer · Conventional Mortgage VICTOR LLC
Dec 21, 2018	Deed of Trust, Mortgage · Conventional Mortgage INTERBANK
Nov 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 24, 2026 · Amount on Record
Deed Sale	Sep 24, 2026 · Amount on Record
Deed Document Number	20265452
Record Updated	Oct 29, 2026

September 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ERATH TX
Recording Date	Sep 24, 2026
Property Address	295 OGAN RD, STEPHENVILLE, TX 76401-9348
Document Number	0000005452
Instrument Date	Sep 9, 2026
Instrument	20265452
Transaction Type	Transfer
Record Updated	Oct 16, 2026
Title Company	KING TITLE COMPANY INC, KING TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	295 OGAN RD, STEPHENVILLE, TX 76401-9348

Mortgage

Document Number	0000005454,
Date	Sep 24, 2026
Instrument	20265454

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Mortgage

Document Number	0000005453,
Date	Sep 24, 2026
Instrument	20265453

Lender

Name	VICTOR LLC

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded

Interest

Max Rate	-1%

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERATH TX
Property Address	295 OGAN RD, STEPHENVILLE, TX 76401-9348
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	N TITLE COMPANY, KING TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201807200
Date	Dec 21, 2018
Instrument	2018-07200

Lender

Name	INTERBANK
Type	Bank
Address	OKLAHOMA CITY, OK 73112

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERATH TX
Property Address	295 OGAN RD, STEPHENVILLE, TX 76401-9348
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SYNRGO INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202007434
Date	Nov 30, 2020
Instrument	2020-07434

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Erath County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Erath County
Unified School District	Stephenville Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,717.00 (+44.7%)	$448,481 (-5.31%)	$473,630 (-) Land $154,000 Building $319,630
2025	$3,951.00 (+7.45%) Homeowner's exemption	$473,630 (+12.2%) Land $154,000 Building $319,630	$473,630 (+12.2%) Land $154,000 Building $319,630
2023	$3,677.00 (-15.2%) Homeowner's exemption	$422,120 Land $154,000 Building $268,120	$422,120 Land $154,000 Building $268,120
2022	$4,336.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 85% of the US · above 81% of Texas
Wildfire Likelihood	0.5% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Electric Cooperative Services Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Nextlink Fixed Wireless	100 / 20

May also be available: T-Mobile.

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