Stephenson County property record for 490 N Tower Rd, Freeport, IL 61032
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 2,288 sqft · built 1955 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | Individual Name on File |
| Last Sale | $61,500 (Oct 2012) |
| Tax Bill | $2,595 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-14-29-426-003 |
| Primary APN | 07-14-29-426-003 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 2,288 sqft Base Area |
| 1st Floor Area | 2,288 sqft |
| Basement Area | 1,168 sqft |
| Finished Basement | 406 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Lot Area | 9,148 sqft (0.21 acres) |
| Lot Dimensions | 1,500 ft deep x 620 ft wide |
| Garage Type | Basement |
| Garage Area | 308 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|
| Street Address | 490 N TOWER RD |
|---|---|
| City | FREEPORT |
| State | IL |
| Zip | 61032-8646 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 8 BAMBERG BROS PLAT |
| Legal Lot Number | 8 |
| Jurisdiction | STEPHENSON IL |
| Township / Civil Division | LANCASTER |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 700 |
490 N Tower Rd is owned and occupied by an individual who bought it in October 2012.
Source: Stephenson County records, as of July 6, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 490 N TOWER RD, FREEPORT, IL 61032-8646 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 1, 2012 · Amount on File |
| Deed Sale | Oct 1, 2012 · Amount on File |
| Deed Document Number | 20128610 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 490 N Tower Rd was $2,595 with a homeowner's exemption.
Source: Stephenson County assessment roll, as of July 6, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Stephenson County |
| County Subdivision | Lancaster Township |
| Unified School District | Freeport School District 145 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,595.00 | $34,167 Land $2,763 Building $31,404 | $102,501 Land $8,289 Building $94,212 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 490 N Tower Rd in Zone X, an area of minimal flood risk, though there have been 88 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective March 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 88 (1979–2022) |
| Claims Outside the SFHA | 7 of 88 |
| Most Recent Claim | Aug 2022 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 490 N Tower Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| JCWIFI.com Fixed Wireless | 200 / 200 |
| AaroBand Fixed Wireless | 100 / 50 |
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