Stephenson County property record for 434 N Tower Rd, Freeport, IL 61032
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 2,792 sqft · built 1953 |
| Lot Size | 0.38 acres (16,553 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,490 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-14-29-427-002 |
| Primary APN | 07-14-29-427-002 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,792 sqft Base Area |
| 1st Floor Area | 2,792 sqft |
| Basement Area | 1,152 sqft |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Foundation Type | No Foundation |
| Lot Area | 16,553 sqft (0.38 acres) |
| Lot Dimensions | 1,500 ft deep x 1,110 ft wide |
| Cooling System | Central |
|---|
| Street Address | 434 N TOWER RD |
|---|---|
| City | FREEPORT |
| State | IL |
| Zip | 61032-8646 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT LT 4 & ALL LT 5 BAMBERG BROS SUB #2 |
| Legal Subdivision | BAMBERG BROS SUBDIVISION |
| Legal Lot Number | 4,5 |
| Jurisdiction | STEPHENSON IL |
| Township / Civil Division | LANCASTER |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 700 |
434 N Tower Rd is owned and occupied by an individual.
Source: Stephenson County records, as of July 6, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 434 N TOWER RD, FREEPORT, IL 61032-8646 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 434 N Tower Rd was $3,490 with exemptions applied.
Source: Stephenson County assessment roll, as of July 6, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Stephenson County |
| County Subdivision | Lancaster Township |
| Unified School District | Freeport School District 145 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,490.00 | $48,847 Land $5,028 Building $43,819 | $146,541 Land $15,084 Building $131,457 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 434 N Tower Rd in Zone X, an area of minimal flood risk, though there have been 88 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective March 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 88 (1979–2022) |
| Claims Outside the SFHA | 7 of 88 |
| Most Recent Claim | Aug 2022 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 434 N Tower Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| JCWIFI.com Fixed Wireless | 200 / 200 |
| AaroBand Fixed Wireless | 100 / 50 |
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