Carroll County property record for 490 Mountain Laurel Ct, Westminster, MD 21158
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,220 sqft · built 1992 |
| Lot Size | 0.318 acres (13,852 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $366,000 (Mar 2023) |
| Tax Bill | $5,913 (2026) |
| Deeds & Mortgages | Mar 2023 Sale & Mortgage Nov 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-115466 |
| Primary APN | 07-115466 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,220 sqft Total Area |
| Basement Area | 500 sqft |
| Finished Basement | 500 sqft |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Split Foyer |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 13,852 sqft (0.318 acres) |
| Deck Area | 224 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 115466 |
|---|---|
| Street Address | 490 MOUNTAIN LAUREL CT |
| City | WESTMINSTER |
| State | MD |
| Zip | 21158-9425 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-100 |
| Legal Description | LT 78 - 0.3186 AC 490 MOUNTAIN LAUREL CT 3 WHISPERING MEADOWS SC3 |
| Legal Subdivision | WHISPERING MDWS 01 SEC 03 |
| Legal Lot Number | 78 |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 7, WESTMINSTER |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 507704 |
Source: Carroll County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1400 BOLLINGER RD, WESTMINSTER, MD 21157-7211 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 14, 2023 | Deed, Transfer · Conventional Mortgage TRUIST BANK |
| Nov 13, 2018 | Deed of Trust, Mortgage · Conventional Mortgage POINT BREEZE CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 14, 2023 · Amount on Record |
| Deed Sale | Mar 14, 2023 · Amount on Record |
| Prior Sale | Jun 30, 1992 · Amount on Record |
| Deed Book / Page | 10993 / 427 |
| Transfer Doc | 0020020659 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Mar 14, 2023 |
| Property Address | 490 MOUNTAIN LAUREL CT, WESTMINSTER, MD 21158-9425 |
| Document Number | 0109930427 |
| Book / Page | 10993 / 427 |
| Map Reference | MB 34 FO 77 |
| Instrument Date | Feb 23, 2023 |
| Transaction Type | Transfer |
| Record Updated | Apr 19, 2023 |
| Title Company | SAGE TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,830.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 490 MOUNTAIN LAUREL CT, WESTMINSTER, MD 21158-9425 |
| Document Number | 0109930433 |
|---|---|
| Date | Mar 14, 2023 |
| Book Page | 10993/433 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | RICHMOND, VA 23224 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 1, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 490 MOUNTAIN LAUREL CT, WESTMINSTER, MD 21158-9425 |
| Document Number | 0091680113 |
| Instrument Date | Nov 13, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 30, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 490 MOUNTAIN LAUREL CT WESTMINSTER MD 211589425, WESTMINSTER, MD 21158-9425 |
| Document Number | 0091680113 |
|---|---|
| Date | Nov 20, 2018 |
| Book Page | 009168/000113 |
| Name | POINT BREEZE CU |
|---|---|
| Type | Credit Union |
| Address | HUNT VALLEY, MD 21031 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Nov 19, 2028 |
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Municipality | Westminster City |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,913.00 (+8.6%) | $352,000 (+8.6%) Land $103,200 Building $248,800 | $352,000 (-) Land $103,200 Building $248,800 |
| 2025 | $5,445.00 (+20.07%) | $324,133 (+20.76%) | $352,000 (+31.15%) Land $103,200 Building $248,800 |
| 2023 | $4,535.00 | $268,400 Land $103,200 Building $165,200 | $268,400 Land $103,200 Building $165,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2009) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2009 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WESTMINSTER serves 35,256 people · EPA ID MD0060015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Ting Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures