Carroll County property record for 384 Mountain Laurel Ct, Westminster, MD 21158
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,120 sqft · built 1992 |
| Lot Size | 0.241 acres (10,506 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $335,000 (Apr 2022) |
| Tax Bill | $5,481 (2026) |
| Deeds & Mortgages | Apr 2022 Sale & Mortgage Apr 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-115423 |
| Primary APN | 07-115423 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,120 sqft Total Area |
| Basement Area | 483 sqft |
| Finished Basement | 483 sqft |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 10,506 sqft (0.241 acres) |
| Garage Type | Attached |
| Garage Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Deck Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 115423 |
|---|---|
| Street Address | 384 MOUNTAIN LAUREL CT |
| City | WESTMINSTER |
| State | MD |
| Zip | 21158-9423 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-100 |
| Legal Description | LT 75 - 10506 SF 384 MOUNTAIN LAUREL CT 3 WHISPERING MEADOWS PLT1 |
| Legal Subdivision | WHISPERING MEADOWS |
| Legal Lot Number | 75 |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 7, WESTMINSTER |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 507704 |
384 Mountain Laurel Ct is owned and occupied by two individuals who bought it in April 2022.
Source: Carroll County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 384 MOUNTAIN LAUREL CT, WESTMINSTER, MD 21158-9423 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 5, 2022 | Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP |
| Apr 13, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 5, 2022 · Amount on File |
| Deed Sale | Apr 5, 2022 · Amount on File |
| Prior Sale | Dec 27, 2005 · Amount on File |
| Deed Book / Page | 10734 / 132 |
| Transfer Doc | 0021450614 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Apr 5, 2022 |
| Property Address | 384 MOUNTAIN LAUREL CT, WESTMINSTER, MD 21158-9423 |
| Document Number | 0107340132 |
| Book / Page | 10734 / 132 |
| Map Reference | MB 34 FO 77 |
| Instrument Date | Mar 28, 2022 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | LAKESIDE TITLE COMPANY INC, LAKESIDE TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 384 MOUNTAIN LAUREL CT, WESTMINSTER, MD 21158-9423 |
| Document Number | 0010734139 |
|---|---|
| Date | Apr 5, 2022 |
| Instrument | 10734/139 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Apr 13, 2021 |
| Property Address | 384 MOUNTAIN LAUREL CT, WESTMINSTER, MD 21158-9423 |
| Document Number | 0102090041 |
| Book / Page | 10209 / 41 |
| Map Reference | MB 34 FO 77 |
| Instrument Date | Mar 22, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 20, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 384 MOUNTAIN LAUREL CT, WESTMINSTER, MD 21158-9423 |
The 2026 property tax bill for 384 Mountain Laurel Ct was $5,481, up 9.2% from the year before.
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Municipality | Westminster City |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,481.00 (+9.23%) | $326,300 (+9.23%) Land $100,400 Building $225,900 | $326,300 (-) Land $100,400 Building $225,900 |
| 2025 | $5,018.00 | $298,733 | $326,300 Land $100,400 Building $225,900 |
| 2023 | $4,116.00 | $243,600 Land $100,400 Building $143,200 | $243,600 Land $100,400 Building $143,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 384 Mountain Laurel Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2009.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2009) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2009 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 384 Mountain Laurel Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WESTMINSTER serves 35,256 people · EPA ID MD0060015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Ting Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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