Escambia County property record for 490 Meander Ln, Cantonment, FL 32533
| Property Type | Single Family Home |
|---|---|
| Details | 5 ba · 3,779 sqft · built 2023 |
| Lot Size | 2.04 acres (88,862 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $45,000 (Nov 2019) |
| Tax Bill | $9,546 (2025) |
| Deeds & Mortgages | May 2022 Construction Loan Nov 2019 Sale & Mortgage |
| Flood Zone | Zone A (high risk) |
| APN | 29-1N-31-1104-002-009 |
| Primary APN | 29-1N-31-1104-002-009 |
|---|---|
| Alternative APN |
|
| Full Baths | 5 Baths |
|---|---|
| Plumbing Fixtures | 16 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,779 sqft Living Area |
| Gross Area | 5,017 sqft |
| 1st Floor Area | 3,361 sqft |
| Flooring | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 88,862 sqft (2.04 acres) |
| Garage Type | Attached |
| Garage Area | 858 sqft |
| Porch | Patio |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 114378181 |
|---|---|
| Street Address | 490 MEANDER LN |
| City | CANTONMENT |
| State | FL |
| Zip | 32533-5625 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LDR |
| Legal Description | BEG AT NE COR OF SEC S 01 DEG 30 MIN 09 SEC W ALG E LI 652 05/100 FT TO NE COR OF S 1/2 OF NE 1/4 OF NE 1/4 OF SEC SD POINT BEING 4564 36/100 FT N (AS MEASURED ALG E LI SEC) OF RR SPIKE AT SE COR OF SEC 29 N 88 DEG 51 MIN 19 SEC W ALG N LI OF S 1/2 O |
| Legal Range | 31W |
| Legal Township | 01N |
| Legal Section | 29 |
| Legal Subdivision | SUBDIVISION NUMBER: 1104 |
| Legal Block | 9 |
| Legal Lot Number | 2 |
| Jurisdiction | ESCAMBIA FL |
| Township / Civil Division | CANTONMENT |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 3612 |
Source: Escambia County records, as of August 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 490 MEANDER LN, CANTONMENT, FL 32533-5625 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 18, 2022 | Deed of Trust, Mortgage · Construction Mortgage HARVESTERS FCU |
| Nov 26, 2019 | Warranty Deed, Transfer · Conventional Mortgage HARVESTERS FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 26, 2019 · Amount on Record |
| Deed Sale | Nov 26, 2019 · Amount on Record |
| Prior Sale | Oct 8, 2015 |
| Deed Document Number | 2019104233 |
| Deed Book / Page | 8206 / 903 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESCAMBIA FL |
| Property Address | 490 MEANDER LN, CANTONMENT, FL 32533-5625 |
| Transaction Type | Mortgage |
| Record Updated | Feb 13, 2024 |
| Name | Verified Name |
|---|---|
| Address | 1604 UNITY CT, CANTONMENT, FL 32533 |
| Document Number | 0087871736 |
|---|---|
| Date | May 18, 2022 |
| Book Page | 8787/1736 |
| Instrument | 2022051630 |
| Name | HARVESTERS FCU |
|---|---|
| Type | Credit Union |
| Address | CANTONMENT, FL 32533 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 15, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ESCAMBIA FL |
| Recording Date | Nov 26, 2019 |
| Property Address | 490 MEANDER LN, CANTONMENT, FL 32533-5625 |
| Document Number | 0082060903 |
| Book / Page | 8206 / 0903 |
| Map Reference | MB 851 PG 966 |
| Instrument Date | Nov 26, 2019 |
| Instrument | 2019104233 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | ALLURE TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $315.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 400 MEANDER LN, 400, CANTONMENT, FL 32533-7651 |
| Name | Verified Name |
|---|---|
| Address | 400 MEANDER LN, CANTONMENT, FL 32533-7651 |
| Document Number | 0008206905 |
|---|---|
| Date | Nov 26, 2019 |
| Instrument | 8206/905 |
| Name | HARVESTERS FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Dec 1, 2034 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.49% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Dec 1, 2024 |
| Change Frequency | 5 Years |
| Min Rate At Change | 5.49% |
| Max Rate At Change | 7.49% |
| Index | Prime Rate |
| Margin | 2 |
| Max Rate | 10.4% |
Source: Escambia County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Escambia County |
| Unified School District | Escambia County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,546.00 (+9.3%) Homeowner's exemption | $735,748 (+2,057.05%) | $843,383 (+2,372.61%) Land $81,600 Building $761,783 |
| 2024 | $8,734.00 (+1,770.24%) | ||
| 2023 | $467.00 (-1.06%) | $34,109 (-) | $34,109 (-) Land $34,109 |
| 2022 | $472.00 | $34,109 | $34,109 Land $34,109 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 18 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 84% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EMERALD COAST UTILITIES AUTHORITY (ECUA) serves 242,172 people · EPA ID FL1170525 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures