438 Meander Ln, Cantonment, FL 32533 Property Records

Escambia County property record for 438 Meander Ln, Cantonment, FL 32533

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,728 sqft · built 1976
Lot Size2 acres (87,120 sqft)
OwnerIndividual Name on Record
Last Sale$610,000 (Aug 2025)
Tax Bill$2,601 (2024)
Deeds & MortgagesAug 2025 Sale & Mortgage
Apr 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN29-1N-31-1104-001-004

Property Details

APN / Parcel Number

Primary APN29-1N-31-1104-001-004
Alternative APN
  • 114378150

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area2,728 sqft Adjusted Area
1st Floor Area2,119 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1976
Exterior MaterialBrick Veneer
Construction TypeBrick
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialMetal
Lot Area87,120 sqft (2 acres)
Garage TypeMixed
Garage Area729 sqft
Parking Spaces5 Parking Spaces

Exterior Amenities

Pool Area648 sqft
PorchPorch
Porch Area455 sqft
Deck AreaDeck Area
Patio Area430 sqft
GazeboGazebo

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number114378150
Old Parcel Number114378150
Street Address438 MEANDER LN
CityCANTONMENT
StateFL
Zip32533-7651
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeLDR
Legal DescriptionBEG AT NE COR OF SEC S 01 DEG 30 MIN 09 SEC W 652 05/100 FT TO NE COR OF S 1/2 OF NE1/4 OF NE1/4 N 88 DEG 51 MIN 19 SEC W 491
Legal Range31W
Legal Township01N
Legal Section29
Legal SubdivisionSUBDIVISION NUMBER: 1104
Legal Block4
Legal Lot Number1
JurisdictionESCAMBIA FL
Township / Civil DivisionCANTONMENT
Census Block Group3
Census Block3000
Census Tract3612

Owner

Source: Escambia County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address438 MEANDER LN, CANTONMENT, FL 32533-7651
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 15, 2025Warranty Deed, Transfer · VA Mortgage
TOWNE MORTGAGE CO
Apr 28, 2020Deed of Trust, Mortgage · VA Mortgage
NAVY FCU
Oct 31, 2018Warranty Deed, Transfer · VA Mortgage
NAVY FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 15, 2025 · Amount on Record
Deed SaleAug 15, 2025 · Amount on Record
Prior SaleOct 31, 2018 · Amount on Record
Deed Document Number2025062380
Deed Book / Page9363 / 1712
Record UpdatedJun 8, 2026

August 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionESCAMBIA FL
Recording DateAug 15, 2025
Property Address438 MEANDER LN, CANTONMENT, FL 32533-7651
Document Number0093631712
Book / Page9363 / 1712
Instrument DateJul 30, 2025
Instrument2025062380
Transaction TypeTransfer
Record UpdatedDec 18, 2025
Title CompanySURETY LAND TITLE OF FL LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,270.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4354 SPRINGDALE PATH, THE VILLAGES, FL 32163-4331

Transferred To (Grantee/Buyer)

NameVerified Name
Address438 MEANDER LN, CANTONMENT, FL 32533-7651

Mortgage

Document Number0093631714
DateAug 15, 2025
Instrument9363/1714
Lender
NameTOWNE MORTGAGE CO
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2055

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESCAMBIA FL
Property Address438 MEANDER LN, CANTONMENT, FL 32533-7651
Document Number0083140824
Instrument DateApr 28, 2020
Transaction TypeMortgage
Record UpdatedAug 5, 2020
Title CompanyNAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address438 MEANDER LN CANTONMENT FL 325337651, CANTONMENT, FL 32533-7651

Mortgage

Document Number0083140824
DateJun 17, 2020
Book Page008314/000824
Instrument48479
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 16, 2050

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionESCAMBIA FL
Recording DateOct 31, 2018
Property Address438 MEANDER LN, CANTONMENT, FL 32533-7651
Document Number0079911339
Book / Page007991 / 001339
Instrument DateOct 31, 2018
Instrument87098
Transaction TypeTransfer
Record UpdatedNov 19, 2018
Title CompanyFIRST INT'L TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,820.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address438 MEANDER LN CANTONMENT FL 325337651, CANTONMENT, FL 32533-7651

Mortgage

Document Number79911341
DateOct 31, 2018
Book Page007991/001341
Instrument87099
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 30, 2048

Tax Assessment & Valuation

Source: Escambia County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyEscambia County
Unified School DistrictEscambia County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$243,921 (+5.99%)$372,894 (+9.54%) Land $80,000 Building $292,894
2024$2,601.00 (+0.93%)
2023$2,577.00 (+2.55%) Homeowner's exemption Veteran's exemption$230,143 (+3%)$340,424 (+7.7%) Land $60,800 Building $279,624
2022$2,513.00 Homeowner's exemption Veteran's exemption$223,440$316,089 Land $60,800 Building $255,289

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 18 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies18 in force
Nearby Flood Claims1 (2020)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · lower than 84% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEMERALD COAST UTILITIES AUTHORITY (ECUA)
serves 242,172 people · EPA ID FL1170525
Water SourceGroundwater
Last State InspectionDec 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20

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