490 Mahogany Ln, Tracy, CA 95376 Property Records

San Joaquin County property record for 490 Mahogany Ln, Tracy, CA 95376 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,306 sqft · built 1985
Lot Size	0.137 acres (6,000 sqft)
Owner	2 Individual Names on File
Last Sale	$440,000 (Aug 2020)
Tax Bill	$5,481 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`246-070-450-000`

Property Details

APN / Parcel Number

Primary APN	`246-070-450-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,306 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Architectural Style	Other
Construction Type	Wood
Lot Area	6,000 sqft (0.137 acres)
Garage Type	Mixed
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	490 MAHOGANY LN
City	TRACY
State	CA
Zip	95376-9014
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REDRAW 881102 FR ORIG APN 237640453
Legal Subdivision	SYCAMORE VILLAGE UNIT #1
Legal Tract	1455
Legal Lot Number	104
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	1
Census Block	1007
Census Tract	5208

Owner

Source: San Joaquin County records · APN 246-070-450-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	490 MAHOGANY LN, TRACY, CA 95376-9014
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 03, 2020 · Amount on Record
Deed Sale	Aug 03, 2020 · Amount on Record
Prior Sale	Jan 29, 2010 · Amount on Record
Deed Document Number	2020-094164
Record Updated	Jun 08, 2026

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Aug 03, 2020
Property Address	490 MAHOGANY LN, TRACY, CA 95376-9014
Document Number	0000094164
Instrument Date	Jul 30, 2020
Instrument	94164
Transaction Type	Transfer
Record Updated	Aug 18, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$484.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	490 MAHOGANY LN TRACY CA 953769014, TRACY, CA 95376-9014

Mortgage

Document Number	94165
Date	Aug 03, 2020
Instrument	94165

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	CORTE MADERA, CA 94925

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 02, 2050

Tax Assessment & Valuation

Source: San Joaquin County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Tracy City
Unified School District	Tracy Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$5,481.00 (+10.26%) Homeowner's exemption	$476,269 (+4.04%) Land $140,716 Building $335,553
2023	$4,971.00 (+2.12%) Homeowner's exemption	$457,776 Land $135,252 Building $322,524
2022	$4,868.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Joaquin County (06077C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060770052081, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low above 1% of the US · above 1% of California
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 821 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Zinnia Networks	Fixed Wireless (unlicensed)	600 / 120
UnWired Broadband Holding	Fixed Wireless (unlicensed)	400 / 50
Cal.net	Fixed Wireless (licensed-by-rule)	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: Verizon, AT&T, UnWired Broadband Holding. Availability varies by address; speeds are provider-advertised maximums, not measured.