San Joaquin County property record for 445 Mahogany Ln, Tracy, CA 95376 · Last verified October 2025
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,312 sqft · built 1985 |
| Lot Size | 0.14 acres (6,100 sqft) |
| Owner | Individual Name on File |
| Last Sale | $582,000 (May 2023) |
| Tax Bill | $7,046 (2025) |
| Deeds & Mortgages | May 2023 Sale & Mortgage Feb 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 246-070-120-000 |
| Primary APN | 246-070-120-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,312 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Architectural Style | Other |
| Construction Type | Wood |
| Lot Area | 6,100 sqft (0.14 acres) |
| Garage Type | Mixed |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 445 MAHOGANY LN |
|---|---|
| City | TRACY |
| State | CA |
| Zip | 95376-9015 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | REDRAW 881102 FR ORIG APN 237640123 |
| Legal Subdivision | SYCAMORE VILLAGE UNIT #1 |
| Legal Tract | 1455 |
| Legal Lot Number | 47 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | TRACY |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 5208 |
Source: San Joaquin County records · APN 246-070-120-000
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 445 MAHOGANY LN, TRACY, CA 95376-9015 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 22, 2023 | Grant Deed, Transfer · FHA Mortgage KIND LENDING LLC |
| Feb 05, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Mar 06, 2019 | Grant Deed, Transfer · FHA Mortgage STEARNS LENDING LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 22, 2023 · Amount on Record |
| Deed Sale | May 22, 2023 · Amount on Record |
| Prior Sale | Mar 06, 2019 · Amount on Record |
| Deed Document Number | 2023-039884 |
| Record Updated | Jun 08, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | May 22, 2023 |
| Property Address | 445 MAHOGANY LN, TRACY, CA 95376-9015 |
| Document Number | 0000039884 |
| Map Reference | VOL 26 PG 80 |
| Instrument Date | May 11, 2023 |
| Instrument | 2023-039884 |
| Transaction Type | Transfer |
| Record Updated | Jun 02, 2023 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 445 MAHOGANY LN, TRACY, CA 95376-9015 |
| Investor | Possibly a Property Investor |
| Document Number | 0000039885 |
|---|---|
| Date | May 22, 2023 |
| Instrument | 2023-039885 |
| Name | KIND LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 445 MAHOGANY LN, TRACY, CA 95376-9015 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0000016114 |
|---|---|
| Date | Feb 05, 2020 |
| Instrument | 2020-016114 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 351 Months |
| Due | May 01, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Mar 06, 2019 |
| Property Address | 445 MAHOGANY LN, TRACY, CA 95376-9015 |
| Document Number | 0000022883 |
| Map Reference | VOL 26 PG 80 |
| Instrument Date | Feb 26, 2019 |
| Instrument | 2019-022883 |
| Transaction Type | Transfer |
| Record Updated | Aug 03, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 445 MAHOGANY LN, TRACY, CA 95376-9015 |
| Document Number | 0000022884 |
|---|---|
| Date | Mar 06, 2019 |
| Instrument | 2019-022884 |
| Name | STEARNS LENDING LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2049 |
Source: San Joaquin County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Tracy City |
| Unified School District | Tracy Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $7,046.00 (+42.2%) | $605,512 (+34.78%) Land $182,070 Building $423,442 |
| 2023 | $4,955.00 (-25.66%) | $449,250 Land $128,663 Building $320,587 |
| 2022 | $6,665.00 |
Source: FEMA National Flood Hazard Layer, San Joaquin County (06077C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060770052081, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low above 1% of the US · above 1% of California |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 821 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| Zinnia Networks | Fixed Wireless (unlicensed) | 600 / 120 |
| UnWired Broadband Holding | Fixed Wireless (unlicensed) | 400 / 50 |
| Cal.net | Fixed Wireless (licensed-by-rule) | 100 / 20 |
| AT&T | DSL | 100 / 20 |
May also be available at this address: Verizon, AT&T, UnWired Broadband Holding. Availability varies by address; speeds are provider-advertised maximums, not measured.
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