Gallatin County property record for 490 Lower Rainbow Rd, Bozeman, MT 59718
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 792 sqft · built 1959 |
| Lot Size | 0.239 acres (10,411 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $860 (2026) |
| Deeds & Mortgages | Nov 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 00RGF12098 |
| Primary APN | 00RGF12098 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 792 sqft Living Area |
| 1st Floor Area | 792 sqft |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Rolled Roofing |
| Lot Area | 10,411 sqft (0.239 acres) |
| Garage Type | Detached |
| Garage Area | 352 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 16 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 00RGF12098 |
|---|---|
| Street Address | 490 LOWER RAINBOW RD |
| City | BOZEMAN |
| State | MT |
| Zip | 59718-8123 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1 |
| Legal Description | RAINBOW SUB, S14, T02 S, R04 E, N 100' TR 453 & N 100' OF W 10' TR 452 PLAT D-73 |
| Legal Range | 04E |
| Legal Township | 02S |
| Legal Section | 14 |
| Legal Subdivision | RAINBOW SUB |
| Legal Tract | 453 |
| Jurisdiction | GALLATIN MT |
| Township / Civil Division | GALLATIN GATEWAY |
| Census Block Group | 3 |
| Census Block | 3027 |
| Census Tract | 1200 |
Source: Gallatin County records, as of September 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 490 LOWER RAINBOW RD, BOZEMAN, MT 59718-8123 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GALLATIN MT |
| Property Address | 490 LOWER RAINBOW RD, BOZEMAN, MT 59718-8123 |
| Transaction Type | Mortgage |
| Record Updated | Nov 23, 2021 |
| Title Company | SECURITY TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 2758395 |
|---|---|
| Date | Nov 15, 2021 |
| Instrument | 2758395 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Dec 1, 2041 |
Source: Gallatin County assessment roll, as of September 22, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Gallatin County |
| Secondary School District | Bozeman High School District (09 - 12) |
| Elementary School District | Monforton Elementary School District (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $860.00 (+0.12%) | $284,400 (-) | $284,400 (-) Land $248,615 Building $35,785 |
| 2025 | $859.00 (-55.84%) | $284,400 (-26.81%) | $284,400 (-26.81%) Land $248,615 Building $35,785 |
| 2023 | $1,945.00 | $388,600 | $388,600 Land $173,734 Building $214,866 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 1 (2022) |
| Most Recent Claim | Jun 2022 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 88% of Montana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH STAR ZOOT WATER private · serves 4,323 people · EPA ID MT0004284 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Montana Opticom Fiber | 1,000 / 1,000 |
| SkyNet Communications Fixed Wireless | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Wisp West Fixed Wireless | 200 / 100 |
| CenturyLink DSL | 140 / 20 |
May also be available: Spectrum.
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