DeKalb County property record for 490 Lockhart St, Waterloo, IN 46793
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,400 sqft · built 1960 |
| Lot Size | 1.17 acres (50,965 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $204 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-06-03-152-002.000-008 |
| Primary APN | 17-06-03-152-002.000-008 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,400 sqft Living Area |
| 1st Floor Area | 1,092 sqft |
| Attic | Attic |
| Attic Area | 616 sqft |
| Basement Area | 700 sqft |
| Unfinished Basement | 700 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Construction Type | Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 50,965 sqft (1.17 acres) |
| Lean-To | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 310603152002 |
|---|---|
| Street Address | 490 LOCKHART ST |
| City | WATERLOO |
| State | IN |
| Zip | 46793-9570 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | IN SW COR NW1/4 SECTION 3 TWP 34 RANGE 13 ACRES 1.1700 |
| Jurisdiction | DE KALB IN |
| Township / Civil Division | GRANT |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 20200 |
490 Lockhart St is owned and occupied by an individual.
Source: DeKalb County records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 490 LOCKHART ST, WATERLOO, IN 46793-9570 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 490 Lockhart St was $204, up 209.1% from the year before.
Source: DeKalb County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | DeKalb County |
| County Subdivision | Grant Township |
| Municipality | Waterloo Town |
| Unified School District | DeKalb County Central United School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $204.00 (+209.09%) | $120,300 (+3.71%) Land $35,600 Building $84,700 | $120,300 (+3.71%) Land $35,600 Building $84,700 |
| 2024 | $66.00 (+1.54%) | $116,000 (+7.11%) Land $33,900 Building $82,100 | $116,000 (+7.11%) Land $33,900 Building $82,100 |
| 2023 | $65.00 (+1.56%) | $108,300 (+28.17%) Land $31,100 Building $77,200 | $108,300 (+28.17%) Land $31,100 Building $77,200 |
| 2022 | $64.00 | $84,500 Land $15,900 Building $68,600 | $84,500 Land $15,900 Building $68,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 490 Lockhart St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 490 Lockhart St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO WATER WORKS serves 2,242 people · EPA ID IN5217007 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Surf Internet Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Lakeland Internet, MetaLINK Technologies, Watch TV.
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