490 J J Ln, Covington, LA 70433 Property Records

St. Tammany Parish property record for 490 J J Ln, Covington, LA 70433

Property Summary

Property Type	Single Family Home
Details	2,006 sqft · built 2004
Owner	Individual Name on Record
Last Sale	$176,460 (May 2004)
Tax Bill	$2,155 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Jan 2023 Line of Credit
APN	`103-140-7271`

Property Details

APN / Parcel Number

Primary APN	`103-140-7271`
Alternative APN	`2306`

Interior

Building Area	2,006 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Garage Area	465 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	103-140-7271
Street Address	490 J J LN
City	COVINGTON
State	LA
Zip	70433-6989
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 24 TALLOW CREEK PH 1B INST NO 1365801 INST NO 1411274 INST NO 1434352
Legal Subdivision	TALLOW CREEK
Legal Phase	1B
Legal Lot Number	24
Jurisdiction	SAINT TAMMANY LA
Township / Civil Division	1
Census Block Group	1
Census Block	1015
Census Tract	40401

Owner

Source: St. Tammany Parish records, as of February 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	490 J J LN, COVINGTON, LA 70433-6989
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage ACE MORTGAGE
Jan 30, 2023	Deed of Trust, Mortgage · Line of Credit FIRST HORIZON BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 28, 2004 · Amount on Record
Deed Sale	May 28, 2004 · Amount on Record
Deed Document Number	1434352
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	490 J J LN, COVINGTON, LA 70433-6989
Transaction Type	Mortgage
Record Updated	Apr 6, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002251304
Date	Feb 5, 2021
Instrument	2251304

Lender

Name	ACE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

Interest

Rate Type	Fixed Rate

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	490 J J LN, COVINGTON, LA 70433-6989
Transaction Type	Mortgage
Record Updated	Apr 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002360682
Date	Jan 30, 2023
Instrument	2360682

Lender

Name	FIRST HORIZON BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: St. Tammany Parish assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Tammany Parish
Unified School District	St. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,155.00 (-3.45%) Homeowner's exemption	$24,909 (-) Land $5,000 Building $19,909	$249,091 (-) Land $50,000 Building $199,091
2024	$2,232.00 (+39.24%) Homeowner's exemption	$24,909 (+30.11%) Land $5,000 Building $19,909	$249,091 (+30.11%) Land $50,000 Building $199,091
2023	$1,603.00 Homeowner's exemption	$19,144 (-) Land $4,000 Building $15,144	$191,440 (+2.68%) Land $40,000 Building $151,440
2022	$1,603.00 Homeowner's exemption	$19,144 Land $4,000 Building $15,144	$186,440 Land $35,000 Building $151,440

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 525 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	525 in force
Nearby Flood Claims	24 (1998–2024)
Claims Outside the SFHA	8 of 24
Most Recent Claim	Jan 2024 · rainfall accumulation
Claims by Event	Hurricane Ida, Aug 2021 · 2 claims Severe Storms And Flooding, Aug 2016 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 89% of Louisiana
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COVINGTON WATER SUPPLY serves 16,185 people · EPA ID LA1103011
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected May 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: REV, T-Mobile.

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