St. Tammany Parish property record for 486 J J Ln, Covington, LA 70433
| Property Type | Single Family Home |
|---|---|
| Details | 2,337 sqft · built 2004 |
| Owner | Individual Name on File |
| Last Sale | $235,000 (Oct 2017) |
| Tax Bill | $2,668 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Oct 2017 Sale & Mortgage |
| APN | 103-140-7270 |
| Primary APN | 103-140-7270 |
|---|---|
| Alternative APN |
|
| Building Area | 2,337 sqft Living Area |
|---|---|
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Garage Area | 652 sqft |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 103-140-7270 |
|---|---|
| Street Address | 486 J J LN |
| City | COVINGTON |
| State | LA |
| Zip | 70433-6989 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 23 TALLOW CREEK PH 1B INST NO 1365801 INST NO 1411274 INST NO 1431780 INST NO 2081721 |
| Legal Subdivision | TALLOW CREEK |
| Legal Phase | 1B |
| Legal Lot Number | 23 |
| Jurisdiction | SAINT TAMMANY LA |
| Township / Civil Division | 1 |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 40401 |
Source: St. Tammany Parish records · APN 103-140-7270
Assessment roll updated October 15, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 486 J J LN, COVINGTON, LA 70433-6989 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 05, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK |
| Oct 03, 2017 | Deed, Transfer · Conventional Mortgage WELLS FARGO BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 03, 2017 · Amount on Record |
| Deed Sale | Oct 03, 2017 · Amount on Record |
| Deed Document Number | 2081721 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT TAMMANY LA |
| Property Address | 486 J J LN, COVINGTON, LA 70433-6989 |
| Transaction Type | Mortgage |
| Record Updated | Apr 06, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0002299445 |
|---|---|
| Date | Nov 05, 2021 |
| Instrument | 2299445 |
| Name | WELLS FARGO BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 01, 2036 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | SAINT TAMMANY LA |
| Recording Date | Oct 03, 2017 |
| Property Address | 486 J J LN, COVINGTON, LA 70433-6989 |
| Document Number | 0002081721 |
| Map Reference | MAP 3357 |
| Instrument Date | Sep 29, 2017 |
| Instrument | 2081721 |
| Transaction Type | Transfer |
| Record Updated | Apr 06, 2023 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 486 J J LN, COVINGTON, LA 70433-6989 |
| Document Number | 0002081723 |
|---|---|
| Date | Oct 03, 2017 |
| Instrument | 2081723 |
| Name | WELLS FARGO BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2047 |
| Rate Type | Fixed Rate |
|---|
Source: St. Tammany Parish records · Assessment roll updated October 15, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Louisiana |
| County | St. Tammany Parish |
| Unified School District | St. Tammany Parish School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,668.00 (-3.44%) Homeowner's exemption | $29,049 (-) Land $5,000 Building $24,049 | $290,493 (-) Land $50,000 Building $240,493 |
| 2024 | $2,763.00 (+35.64%) Homeowner's exemption | $29,049 (+30.32%) Land $5,000 Building $24,049 | $290,493 (+30.32%) Land $50,000 Building $240,493 |
| 2023 | $2,037.00 Homeowner's exemption | $22,291 (-) Land $4,000 Building $18,291 | $222,910 (+2.29%) Land $40,000 Building $182,910 |
| 2022 | $2,037.00 Homeowner's exemption | $22,291 Land $4,000 Building $18,291 | $217,910 Land $35,000 Building $182,910 |
Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 525 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 525 in force |
| Nearby Flood Claims | 24 (1998–2024) |
| Claims Outside the SFHA | 8 of 24 |
| Most Recent Claim | Jan 2024 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Moderate above 68% of the US · above 89% of Louisiana |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: REV, T-Mobile USA.
Based on FCC filings for 89 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF COVINGTON WATER SUPPLY serves 16,185 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Sanitary survey deficiency not corrected May 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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