490 Horace Ave, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 490 Horace Ave, Saint Augustine, FL 32084 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1 Baths
Year BuiltBuilt 2001
Square Footage816 sqft Living Area
Lot Size6,969 sqft (0.16 acres)
OccupancyOwner Occupied
Last Sale$124,900 (2017)
Tax Bill$1,232.00 (2025)

Property Details

APN / Parcel Number

Primary APN089670-0030

Interior

Bedrooms2 Beds
Full Baths1 Baths
Plumbing Fixtures5 Plumbing Fixtures
Building Area816 sqft Living Area
1st Floor816 sqft 1st Floor
Stories1 Stories
Primary FlooringWood Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 2001
Exterior MaterialStucco Exterior
Construction TypeWood Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area6,969 sqft (0.16 acres)
Depth X Width140 ft x 50 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage TypeCarport Garage
Garage Area330 sqft Garage
CarportCarport
Carport Area330 sqft Carport
Patio Area240 sqft Patio
Porch Area240 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address490 HORACE AVE
CitySAINT AUGUSTINE
StateFL
Zip32084-2429
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description3-72 PONCE DE LEON HGTS RESUB LOT 5 POMAR PLAT LOT 3 BLK H OR4380/1126
Legal Range29E
Legal Township07S
Legal Section11
Legal SubdivisionPONCE DE LEON HEIGHTS
Legal BlockH
Legal Lot Number5,3
JurisdictionST JOHNS FL
Minor Civil DivisionST. AUGUSTINE
Census Blockgroup3
Census Block3008
Census Tract21002

Owner

Source: St. Johns County records · APN 089670-0030

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address490 HORACE AVE, SAINT AUGUSTINE, FL 32084-2429
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 24, 2023Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
PENNYMAC LOAN SERVICES LLC
May 30, 2017Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
AMERIS BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 30, 2017 · Amount on Record
Deed SaleMay 30, 2017 · Amount on Record
Prior SaleMay 11, 2007 · Amount on Record
Deed Doc Number201736906
Deed Book / Page4380 / 1126
Record RefreshedJun 08, 2026

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address490 HORACE AVE, SAINT AUGUSTINE, FL 32084-2429
Transaction TypeMortgage
Record UpdatedMay 23, 2023
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address490 HORACE AVE, SAINT AUGUSTINE, FL 32084-2429

Mortgage

Document Number0057441959
DateApr 24, 2023
Book Page5744/1959
Instrument2023030574
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressMOORPARK, CA 93021
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term290 Months
DueJun 01, 2047

May 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateMay 30, 2017
Property Address490 HORACE AVE, SAINT AUGUSTINE, FL 32084-2429
Document Number0043801126
Book / Page4380 / 1126
Map ReferenceMB3 PG72
Instrument DateMay 18, 2017
Instrument2017036906
Transaction TypeTransfer
Record UpdatedAug 31, 2021
Title CompanyLANDMARK TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address490 HORACE AVE, 490, SAINT AUGUSTINE, FL 32084-2429

Transferred To (Grantee/Buyer)

NameVerified Name
Address490 HORACE AVE, SAINT AUGUSTINE, FL 32084-2429

Mortgage

Document Number2017036907
DateMay 30, 2017
Instrument2017036907
Lender
NameAMERIS BANK
TypeBank
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2047

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$108,061 (+2.7%)$152,885 (-3.18%) Land $42,000 Building $110,885
2025$1,232.00 (+18.01%) Homeowner's exemption$105,220 (+2.9%)$157,909 (+2.37%) Land $42,000 Building $115,909
2024$1,044.00 (+2.65%) Homeowner's exemption$102,255 (+3%)$154,248 (-0.89%) Land $42,000 Building $112,248
2023$1,017.00 (+4.95%) Homeowner's exemption$99,277 (+3%)$155,631 (+12.33%) Land $42,000 Building $113,631
2022$969.00 Homeowner's exemption$96,385$138,552 Land $29,400 Building $109,152

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 7% of the US · above 6% of Florida
Wildfire LikelihoodAbout 1 in 3,846 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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