482 Horace Ave, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 482 Horace Ave, Saint Augustine, FL 32084 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1995
Square Footage1,422 sqft Living Area
Lot Size28,749 sqft (0.66 acres)
OccupancyOwner Occupied
Last Sale$250,000 (2026)
Tax Bill$1,482.00 (2025)

Property Details

APN / Parcel Number

Primary APN089680-0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures5 Plumbing Fixtures
Building Area1,422 sqft Living Area
Gross Area1,752 sqft Gross Area
1st Floor1,032 sqft 1st Floor
Stories1 Stories
Primary FlooringWood Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1995
Exterior MaterialConcrete Block Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialMetal Roof
Lot Area28,749 sqft (0.66 acres)
Depth X Width140 ft x 200 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage TypeCarport Garage
Garage Area216 sqft Garage
CarportCarport
Carport Area216 sqft Carport
Pool Area512 sqft Pool
Patio Area143 sqft Patio
Porch Area16 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address482 HORACE AVE
CitySAINT AUGUSTINE
StateFL
Zip32084-2429
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description3-72 PONCE DE LEON HEIGHTS RESUB OF LOT 5 POMAR PLAT LOTS 4 5 6 & 7 BLK H OR6286/1181
Legal Range29E
Legal Township07S
Legal Section11
Legal SubdivisionPONCE DE LEON HEIGHTS
Legal BlockH
Legal Lot Number5,4
JurisdictionST JOHNS FL
Minor Civil DivisionST. AUGUSTINE
Census Blockgroup3
Census Block3008
Census Tract21002

Owner

Source: St. Johns County records · APN 089680-0000

Assessment roll updated April 13, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address482 HORACE AVE, SAINT AUGUSTINE, FL 32084-2429
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingSingle Man

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 08, 2026 · Amount on Record
Deed SaleJan 08, 2026 · Amount on Record
Prior SaleDec 06, 2005 · Amount on Record
Deed Doc Number20261744
Deed Book / Page6286 / 1181
Prior Transfer DateNov 21, 2005
Prior Transfer Doc0026001835
Record RefreshedSep 20, 2026

January 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateJan 08, 2026
Property Address482 HORACE AVE, SAINT AUGUSTINE, FL 32084-2429
Document Number0062861181
Book / Page6286 / 1181
Map ReferenceMB 3 PG 72
Instrument DateJan 07, 2026
Instrument2026001744
Transaction TypeTransfer
Record UpdatedJan 22, 2026
Title CompanyLAND TITLE/AMERICA INC, LAND TITLE OF AMERICA INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,750.00
Amount AccuracyRounded Values by County

Transferred From (Grantor/Seller)

NameVerified Name
Address482 HORACE AVE, ST AUGUSTINE, FL 32084-2429

Transferred To (Grantee/Buyer)

NameVerified Name
Address482 HORACE AVE, ST AUGUSTINE, FL 32084-2429

Mortgage

Document Number0062861183
DateJan 08, 2026
Instrument6286/1183
Lender
NameCOMMUNITY FIRST CREDIT UNION OF FLO
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2056
Interest
Rate TypeAdjustable Rate
Rate5.87%
Type Change DateFeb 01, 2036
Change FrequencyAnnually
Min Rate At Change3.87%
Max Rate At Change7.87%
IndexSOFR Average 30-Day
Max Rate10.8%

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$132,151 (+2.7%)$351,211 (+3.3%) Land $168,000 Building $183,211
2025$1,482.00 (+16.88%) Homeowner's exemption Widower's exemption$128,677 (+5.99%)$339,980 (+1.07%) Land $168,000 Building $171,980
2024$1,268.00 (+2.59%)
2023$1,236.00 (-0.24%) Homeowner's exemption Widower's exemption$121,409 (+3%)$336,379 (+17.95%) Land $168,000 Building $168,379
2022$1,239.00 Homeowner's exemption Widower's exemption$117,873$285,182 Land $117,600 Building $167,582

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 7% of the US · above 6% of Florida
Wildfire LikelihoodAbout 1 in 3,846 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Horace Ave

Nearby Streets

Search Property Records by Address or Parcel Number