490 Harris Dr, Mcloud, OK 74851 Property Records

Pottawatomie County property record for 490 Harris Dr, Mcloud, OK 74851 · Last verified February 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,710 sqft · built 1980
Owner	Individual Name on File
Last Sale	$81,000 (Mar 2018)
Tax Bill	$911 (2025)
Deeds & Mortgages	Mar 2018 Sale & Mortgage Aug 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`31261`

Property Details

APN / Parcel Number

Primary APN	`31261`
Alternative APNs	`4845-00-008-003-0-000-00` `484500800300000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,710 sqft Living Area
1st Floor Area	1,424 sqft
Storm Shelter	Storm Shelter

Exterior

Year Built	Built 1980
Architectural Style	Traditional
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Material	Composition Shingle
Garage Type	Attached
Garage Area	286 sqft

Exterior Amenities

Porch	Covered Porch
Porch Area	18 sqft
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	31261
Old Parcel Number	484500800300000000
Street Address	490 HARRIS DR
City	MCLOUD
State	OK
Zip	74851-8044
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WYNNEWOOD 2ND BLK 8 LOT 3 LAND 840 IMP 4700
Legal Range	02E
Legal Township	11N
Legal Section	16
Legal Quarter	NW
Legal Subdivision	WYNNEWOOD 2ND
Legal Block	8
Legal Lot Number	3
Jurisdiction	POTTAWATOMIE OK
Township / Civil Division	SHAWNEE
Census Block Group	2
Census Block	2019
Census Tract	501005

Owner

Source: Pottawatomie County records · APN 31261

Assessment roll updated October 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	490 HARRIS DR, MCLOUD, OK 74851-8044
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2018	Warranty Deed, Subdivision Related Transfer · Conventional with PMI USSA FSB
Aug 01, 2017	Warranty Deed, Transfer · Line of Credit NBC OK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 21, 2018 · Amount on Record
Deed Sale	Mar 21, 2018 · Amount on Record
Prior Sale	Aug 01, 2017 · Amount on Record
Deed Document Number	201800003057
Record Updated	Jun 08, 2026

March 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	POTTAWATOMIE OK
Recording Date	Mar 21, 2018
Property Address	490 HARRIS DR, MCLOUD, OK 74851-8044
Document Number	0000003057
Instrument Date	Mar 15, 2018
Instrument	3057
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 03, 2018
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$121.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	490 HARRIS DR MCLOUD OK 748518044, MCLOUD, OK 74851-8044

Mortgage

Document Number	3058
Date	Mar 21, 2018
Instrument	3058

Lender

Name	USSA FSB
Type	Federal Savings Bank
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 20, 2048

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POTTAWATOMIE OK
Recording Date	Aug 01, 2017
Property Address	490 HARRIS DR, MCLOUD, OK 74851-8044
Document Number	0000008949
Instrument Date	Jul 19, 2017
Instrument	8949
Transaction Type	Transfer
Record Updated	Aug 10, 2017
Title Company	CHICAGO TITLE OK

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6608 N WESTERN AVE #448 OKLAHOMA CITY OK 731167326, 448, OKLAHOMA CITY, OK 73116-7326

Mortgage

Document Number	8950
Date	Aug 01, 2017
Instrument	8950

Lender

Name	NBC OK
Address	OKLAHOMA CITY, OK 73156

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jul 31, 2018

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Pottawatomie County records · Assessment roll updated October 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Pottawatomie County
Municipality	McLoud City
Unified School District	McLoud Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$911.00 (+4.23%)	$10,009 (+5%) Land $676 Building $9,333	$139,189 (-2.83%) Land $20,000 Building $119,189
2024	$874.00 (+5.94%)	$9,532 (+5%) Land $644 Building $8,888	$143,241 (+89.34%) Land $20,000 Building $123,241
2023	$825.00	$9,078 Land $540 Building $8,538	$75,653 Land $4,500 Building $71,153

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Pottawatomie County (40125C), updated June 26, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 401255010052, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Nearby Flood Policies	6 in force

Wildfire

Wildfire Risk	Moderate above 46% of the US · above 12% of Oklahoma
Wildfire Likelihood	About 1 in 1,087 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 309 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Dobson Technologies	Fiber	10,000 / 10,000
Vyve Broadband	Cable	2,000 / 50
Verizon	Fixed Wireless	300 / 20
AtLink Services	Fixed Wireless	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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