Pottawatomie County property record for 496 Harris Dr, Mcloud, OK 74851
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,369 sqft · built 1992 |
| Owner | Individual Name on Record |
| Last Sale | $105,000 (Aug 2019) |
| Tax Bill | $1,018 (2025) |
| Deeds & Mortgages | Sep 2022 Mortgage Aug 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 31264 |
| Primary APN | 31264 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,369 sqft Living Area |
| 1st Floor Area | 1,369 sqft |
| Storm Shelter | Storm Shelter |
| Year Built | Built 1992 |
|---|---|
| Architectural Style | Traditional |
| Exterior Material | Brick Veneer |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Porch | Covered Porch |
|---|---|
| Porch Area | 55 sqft |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 31264 |
|---|---|
| Old Parcel Number | 484500800600000000 |
| Street Address | 496 HARRIS DR |
| City | MCLOUD |
| State | OK |
| Zip | 74851-8044 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WYNNEWOOD 2ND BLK 8 LOT 6 |
| Legal Range | 02E |
| Legal Township | 11N |
| Legal Section | 16 |
| Legal Quarter | NW |
| Legal Subdivision | WYNNEWOOD 2ND |
| Legal Block | 8 |
| Legal Lot Number | 6 |
| Jurisdiction | POTTAWATOMIE OK |
| Township / Civil Division | SHAWNEE |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 501005 |
Source: Pottawatomie County records, as of January 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 496 HARRIS DR, MCLOUD, OK 74851-8044 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 13, 2022 | Deed of Trust, Mortgage · VA Mortgage UNITED TRUST BANK |
| Aug 5, 2019 | Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Feb 6, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 5, 2019 · Amount on Record |
| Deed Sale | Aug 5, 2019 · Amount on Record |
| Prior Sale | Feb 6, 2017 |
| Deed Document Number | 201900008364 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POTTAWATOMIE OK |
| Property Address | 496 HARRIS DR, MCLOUD, OK 74851-8044 |
| Transaction Type | Mortgage |
| Record Updated | Sep 23, 2022 |
| Title Company | ADVANTAGE TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0000012074 |
|---|---|
| Date | Sep 13, 2022 |
| Instrument | 202200012074 |
| Name | UNITED TRUST BANK |
|---|---|
| Type | Bank |
| Address | PALOS HEIGHTS, IL 60463 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POTTAWATOMIE OK |
| Recording Date | Aug 5, 2019 |
| Property Address | 496 HARRIS DR, MCLOUD, OK 74851-8044 |
| Document Number | 0000008364 |
| Instrument Date | Aug 2, 2019 |
| Instrument | 201900008364 |
| Transaction Type | Transfer |
| Record Updated | Mar 17, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $157.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 496 HARRIS DR, MCLOUD, OK 74851-8044 |
| Document Number | 0000008366 |
|---|---|
| Date | Aug 5, 2019 |
| Instrument | 201900008366 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | POTTAWATOMIE OK |
| Recording Date | Feb 6, 2017 |
| Property Address | 496 HARRIS DR, MCLOUD, OK 74851-8044 |
| Document Number | 0000001354 |
| Instrument Date | Feb 3, 2016 |
| Instrument | 1354 |
| Transaction Type | Transfer |
| Record Updated | Mar 14, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 496 HARRIS DR MCLOUD OK 748518044, MCLOUD, OK 74851-8044 |
Source: Pottawatomie County assessment roll, as of October 1, 2025
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Pottawatomie County |
| Municipality | McLoud City |
| Unified School District | McLoud Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,018.00 (+2.52%) Homeowner's exemption | $12,183 (+3%) Land $691 Building $11,492 | $133,326 (-2.34%) Land $20,000 Building $113,326 |
| 2024 | $993.00 (+4.2%) Homeowner's exemption | $11,828 (+3%) Land $671 Building $11,157 | $136,526 (+42.67%) Land $20,000 Building $116,526 |
| 2023 | $953.00 Homeowner's exemption | $11,484 Land $540 Building $10,944 | $95,696 Land $4,500 Building $91,196 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 87% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MCLOUD serves 2,939 people · EPA ID OK2006301 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 7 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 20 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Dobson Fiber Fiber | 10,000 / 10,000 |
| Vyve Broadband Cable | 2,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Atlink Services Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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