Lee County property record for 490 Gulf Bend Dr, Captiva, FL 33924
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 3,798 sqft · built 1984 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | Company Name on File |
| Last Sale | $80,000 (Jan 1995) |
| Tax Bill | $22,515 (2025) |
| Flood Zone | Zone X (moderate risk) |
| APN | 05-45-21-02-00000.0150 |
| Primary APN | 05-45-21-02-00000.0150 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 1 Story |
| Building Area | 3,798 sqft Living Area |
| Gross Area | 4,745 sqft |
| 1st Floor Area | 1,829 sqft |
| Upper Floors Area | 1,457 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Wood Siding |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Asphalt |
| Lot Area | 12,632 sqft (0.29 acres) |
| Lot Dimensions | 185 ft deep x 70 ft wide |
| View / Lot | Gulf |
| Porch | Florida Room |
| Porch Area | 512 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 10003699 |
|---|---|
| Street Address | 490 GULF BEND DR |
| City | CAPTIVA |
| State | FL |
| Zip | 33924 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | SAFETY HARBOR CLUB PB 34 PG 33 LOT 15 |
| Legal Range | 21E |
| Legal Township | 45S |
| Legal Section | 05 |
| Legal Subdivision | SAFETY HARBOR CLUB |
| Legal Tract | 02 |
| Legal Block | 1 |
| Legal Lot Number | 15 |
| Jurisdiction | LEE FL |
| Township / Civil Division | SANIBEL ISLAND |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 80100 |
490 Gulf Bend Dr is owned by a company that acquired it in May 2007.
Source: Lee County records, as of July 29, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 40 BURTON HILLS BLVD, 300, NASHVILLE, TN 37215-6292 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 10, 1995 · Amount on File |
| Deed Sale | Jan 10, 1995 · Amount on File |
| Deed Book / Page | 2566 / 2433 |
| Last Transfer Date | May 19, 2007 |
| Transfer Doc | 0000172456 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 490 Gulf Bend Dr was $22,515.
Source: Lee County assessment roll, as of July 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Lee County |
| Unified School District | Lee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,625,185 (+1%) | $1,644,496 (+0.68%) Land $508,326 Building $1,136,170 | |
| 2025 | $22,515.00 | $1,477,441 | $1,633,314 Land $674,520 Building $958,794 |
| 2023 | $20,130.00 (+2.73%) | $1,523,722 (-3.39%) Land $484,500 Building $1,039,222 | $1,523,722 (-3.39%) Land $484,500 Building $1,039,222 |
| 2022 | $19,595.00 | $1,577,128 Land $458,300 Building $1,118,828 | $1,577,128 Land $458,300 Building $1,118,828 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 490 Gulf Bend Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 774 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 857 units insured incl. 83 condo units |
| Nearby Flood Claims | 1,041 (1988–2024) |
| Claims Outside the SFHA | 76 of 1,041 |
| Most Recent Claim | Nov 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 490 Gulf Bend Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| CenturyLink DSL | 60 / 5 |
| Verizon Fixed Wireless | 25 / 6 |
4G LTE (outdoors only), no 5G reported
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