436 Gulf Bend Dr, Captiva, FL 33924 Property Records

Lee County property record for 436 Gulf Bend Dr, Captiva, FL 33924

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,782 sqft · built 1985
Lot Size	0.27 acres (11,761 sqft)
Owner	Individual Name on Record
Last Sale	$469,000 (Jan 2021)
Tax Bill	$12,134 (2025)
Deeds & Mortgages	Jan 2021 Sale & Mortgage Jan 2019 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`05-45-21-02-00000.0070`

Property Details

APN / Parcel Number

Primary APN	`05-45-21-02-00000.0070`
Alternative APNs	`21054502000000070` `10003691`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,782 sqft Living Area
Gross Area	2,505 sqft
1st Floor Area	1,446 sqft
Upper Floors Area	196 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1988
Exterior Material	Wood Siding
Roof Type	Cathedral/Clerestory
Roof Material	Asphalt
Lot Area	11,761 sqft (0.27 acres)
Lot Dimensions	198 ft deep x 63 ft wide
View / Lot	Gulf
Porch	Florida Room
Porch Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	10003691
Street Address	436 GULF BEND DR
City	CAPTIVA
State	FL
Zip	33924
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	SAFETY HARBOR CLUB PB 34 PG 33 LOT 7
Legal Range	21E
Legal Township	45S
Legal Section	05
Legal Subdivision	SAFETY HARBOR CLUB
Legal Tract	02
Legal Block	1
Legal Lot Number	7
Jurisdiction	LEE FL
Township / Civil Division	SANIBEL ISLAND
Census Block Group	1
Census Block	1018
Census Tract	80100

Owner

Source: Lee County records, as of July 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	93 W PRINCETON RD, WESTMINSTER, MA 01473-1504
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2021	Warranty Deed, Transfer · Conventional Mortgage HAMILTON HM LNS INC
Jan 29, 2019	Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 7, 2021 · Amount on Record
Deed Sale	Jan 7, 2021 · Amount on Record
Prior Sale	Jan 29, 2019 · Amount on Record
Deed Document Number	20217551
Prior Transfer Date	Aug 25, 2013
Prior Transfer Doc	0000205841
Record Updated	Oct 29, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Jan 7, 2021
Property Address	436 GULF BEND DR, CAPTIVA, FL 33924
Document Number	0000007551
Instrument Date	Jan 6, 2021
Instrument	7551
Transaction Type	Transfer
Record Updated	Jan 28, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,283.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	93 W PRINCETON RD WESTMINSTER MA 014731504, WESTMINSTER, MA 01473-1504

Mortgage

Document Number	7552
Date	Jan 7, 2021
Instrument	7552

Lender

Name	HAMILTON HM LNS INC
Address	SUNRISE, FL 33323

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 6, 2051

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Jan 29, 2019
Property Address	436 GULF BEND DR, CAPTIVA, FL 33924
Document Number	0000020485
Map Reference	MB 34 PG 32&33
Instrument Date	Jan 18, 2019
Instrument	2019000020485
Transaction Type	Transfer
Record Updated	Feb 10, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,590.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1815 KALORAMA SQ NW, 1815, WASHINGTON, DC 20008-4021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3685 PADDOCK CIR, CANFIELD, OH 44406-8156

Mortgage

Document Number	0000020486
Date	Jan 29, 2019
Instrument	2019000020486

Lender

Name	FIFTH THIRD BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

Tax Assessment & Valuation

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$686,663 (+1%)	$1,078,083 (-8.66%) Land $478,016 Building $600,067
2025	$12,134.00 (+15.96%)	$624,239 (-35.02%)	$1,180,294 (+22.86%) Land $766,720 Building $413,574
2023	$10,464.00 (+28.46%)	$960,645 (+84.94%) Land $484,500 Building $476,145	$960,645 (+84.94%) Land $484,500 Building $476,145
2022	$8,146.00	$519,426 Land $268,800 Building $250,626	$519,426 Land $268,800 Building $250,626

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	6.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 774 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	857 units insured incl. 83 condo units
Nearby Flood Claims	1,041 (1988–2024)
Claims Outside the SFHA	76 of 1,041
Most Recent Claim	Nov 2024 · other causes
Claims by Event	Hurricane Milton, Oct 2024 · 269 claims Hurricane Ian, Oct 2022 · 239 claims Hurricane Ian, Oct 2022 · 230 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
CenturyLink DSL	60 / 5
Verizon Fixed Wireless	25 / 6

Cell Coverage

5G and 4G LTE (outdoors only)

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